LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,384
−HK$2,407/mo
▼ 0.25% · 3.875%
HK$39,578
−HK$1,213/mo
Today · 4.125%
HK$40,791
baseline
▲ 0.50% · 4.625%
HK$43,273
+HK$2,482/mo
Deposit HK$8.42M · loan HK$8.42M · min. income ≈ HK$81,582/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$631,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,702
−HK$2,307/mo
▼ 0.25% · 3.875%
HK$43,847
−HK$1,162/mo
Today · 4.125%
HK$45,009
baseline
▲ 0.50% · 4.625%
HK$47,381
+HK$2,372/mo
Deposit HK$8.42M · loan HK$8.42M · min. income ≈ HK$90,018/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$631,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,061
−HK$2,888/mo
▼ 0.25% · 3.875%
HK$47,494
−HK$1,455/mo
Today · 4.125%
HK$48,949
baseline
▲ 0.50% · 4.625%
HK$51,928
+HK$2,979/mo
Deposit HK$6.73M · loan HK$10.10M · min. income ≈ HK$97,898/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$631,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,242
−HK$2,769/mo
▼ 0.25% · 3.875%
HK$52,617
−HK$1,394/mo
Today · 4.125%
HK$54,011
baseline
▲ 0.50% · 4.625%
HK$56,858
+HK$2,847/mo
Deposit HK$6.73M · loan HK$10.10M · min. income ≈ HK$108,022/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$631,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,738
−HK$3,369/mo
▼ 0.25% · 3.875%
HK$55,409
−HK$1,698/mo
Today · 4.125%
HK$57,107
baseline
▲ 0.50% · 4.625%
HK$60,582
+HK$3,475/mo
Deposit HK$5.05M · loan HK$11.78M · min. income ≈ HK$114,214/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$631,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,783
−HK$3,229/mo
▼ 0.25% · 3.875%
HK$61,386
−HK$1,626/mo
Today · 4.125%
HK$63,012
baseline
▲ 0.50% · 4.625%
HK$66,334
+HK$3,322/mo
Deposit HK$5.05M · loan HK$11.78M · min. income ≈ HK$126,024/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$631,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,091
−HK$4,333/mo
▼ 0.25% · 3.875%
HK$71,240
−HK$2,184/mo
Today · 4.125%
HK$73,424
baseline
▲ 0.50% · 4.625%
HK$77,892
+HK$4,468/mo
Deposit HK$1.68M · loan HK$15.15M · min. income ≈ HK$146,848/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$631,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,863
−HK$4,153/mo
▼ 0.25% · 3.875%
HK$78,925
−HK$2,091/mo
Today · 4.125%
HK$81,016
baseline
▲ 0.50% · 4.625%
HK$85,286
+HK$4,270/mo
Deposit HK$1.68M · loan HK$15.15M · min. income ≈ HK$162,032/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$631,246 · Scale 2, in force from 26 Feb 2026)