LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,386
−HK$2,407/mo
▼ 0.25% · 3.875%
HK$39,580
−HK$1,213/mo
Today · 4.125%
HK$40,793
baseline
▲ 0.50% · 4.625%
HK$43,275
+HK$2,482/mo
Deposit HK$8.42M · loan HK$8.42M · min. income ≈ HK$81,586/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$631,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,704
−HK$2,307/mo
▼ 0.25% · 3.875%
HK$43,849
−HK$1,162/mo
Today · 4.125%
HK$45,011
baseline
▲ 0.50% · 4.625%
HK$47,383
+HK$2,372/mo
Deposit HK$8.42M · loan HK$8.42M · min. income ≈ HK$90,022/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$631,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,063
−HK$2,888/mo
▼ 0.25% · 3.875%
HK$47,496
−HK$1,455/mo
Today · 4.125%
HK$48,951
baseline
▲ 0.50% · 4.625%
HK$51,930
+HK$2,979/mo
Deposit HK$6.73M · loan HK$10.10M · min. income ≈ HK$97,902/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$631,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,244
−HK$2,769/mo
▼ 0.25% · 3.875%
HK$52,619
−HK$1,394/mo
Today · 4.125%
HK$54,013
baseline
▲ 0.50% · 4.625%
HK$56,860
+HK$2,847/mo
Deposit HK$6.73M · loan HK$10.10M · min. income ≈ HK$108,026/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$631,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,740
−HK$3,370/mo
▼ 0.25% · 3.875%
HK$55,411
−HK$1,699/mo
Today · 4.125%
HK$57,110
baseline
▲ 0.50% · 4.625%
HK$60,585
+HK$3,475/mo
Deposit HK$5.05M · loan HK$11.78M · min. income ≈ HK$114,220/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$631,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,785
−HK$3,230/mo
▼ 0.25% · 3.875%
HK$61,388
−HK$1,627/mo
Today · 4.125%
HK$63,015
baseline
▲ 0.50% · 4.625%
HK$66,337
+HK$3,322/mo
Deposit HK$5.05M · loan HK$11.78M · min. income ≈ HK$126,030/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$631,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,094
−HK$4,333/mo
▼ 0.25% · 3.875%
HK$71,243
−HK$2,184/mo
Today · 4.125%
HK$73,427
baseline
▲ 0.50% · 4.625%
HK$77,895
+HK$4,468/mo
Deposit HK$1.68M · loan HK$15.15M · min. income ≈ HK$146,854/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$631,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,867
−HK$4,152/mo
▼ 0.25% · 3.875%
HK$78,928
−HK$2,091/mo
Today · 4.125%
HK$81,019
baseline
▲ 0.50% · 4.625%
HK$85,290
+HK$4,271/mo
Deposit HK$1.68M · loan HK$15.15M · min. income ≈ HK$162,038/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$631,272 · Scale 2, in force from 26 Feb 2026)