LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,386
−HK$2,408/mo
▼ 0.25% · 3.875%
HK$39,580
−HK$1,214/mo
Today · 4.125%
HK$40,794
baseline
▲ 0.50% · 4.625%
HK$43,276
+HK$2,482/mo
Deposit HK$8.42M · loan HK$8.42M · min. income ≈ HK$81,588/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$631,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,705
−HK$2,307/mo
▼ 0.25% · 3.875%
HK$43,850
−HK$1,162/mo
Today · 4.125%
HK$45,012
baseline
▲ 0.50% · 4.625%
HK$47,384
+HK$2,372/mo
Deposit HK$8.42M · loan HK$8.42M · min. income ≈ HK$90,024/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$631,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,064
−HK$2,888/mo
▼ 0.25% · 3.875%
HK$47,497
−HK$1,455/mo
Today · 4.125%
HK$48,952
baseline
▲ 0.50% · 4.625%
HK$51,931
+HK$2,979/mo
Deposit HK$6.73M · loan HK$10.10M · min. income ≈ HK$97,904/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$631,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,245
−HK$2,769/mo
▼ 0.25% · 3.875%
HK$52,620
−HK$1,394/mo
Today · 4.125%
HK$54,014
baseline
▲ 0.50% · 4.625%
HK$56,861
+HK$2,847/mo
Deposit HK$6.73M · loan HK$10.10M · min. income ≈ HK$108,028/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$631,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,741
−HK$3,370/mo
▼ 0.25% · 3.875%
HK$55,413
−HK$1,698/mo
Today · 4.125%
HK$57,111
baseline
▲ 0.50% · 4.625%
HK$60,586
+HK$3,475/mo
Deposit HK$5.05M · loan HK$11.78M · min. income ≈ HK$114,222/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$631,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,786
−HK$3,230/mo
▼ 0.25% · 3.875%
HK$61,390
−HK$1,626/mo
Today · 4.125%
HK$63,016
baseline
▲ 0.50% · 4.625%
HK$66,338
+HK$3,322/mo
Deposit HK$5.05M · loan HK$11.78M · min. income ≈ HK$126,032/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$631,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,096
−HK$4,333/mo
▼ 0.25% · 3.875%
HK$71,245
−HK$2,184/mo
Today · 4.125%
HK$73,429
baseline
▲ 0.50% · 4.625%
HK$77,896
+HK$4,467/mo
Deposit HK$1.68M · loan HK$15.15M · min. income ≈ HK$146,858/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$631,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,868
−HK$4,153/mo
▼ 0.25% · 3.875%
HK$78,930
−HK$2,091/mo
Today · 4.125%
HK$81,021
baseline
▲ 0.50% · 4.625%
HK$85,292
+HK$4,271/mo
Deposit HK$1.68M · loan HK$15.15M · min. income ≈ HK$162,042/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$631,286 · Scale 2, in force from 26 Feb 2026)