LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,388
−HK$2,407/mo
▼ 0.25% · 3.875%
HK$39,582
−HK$1,213/mo
Today · 4.125%
HK$40,795
baseline
▲ 0.50% · 4.625%
HK$43,277
+HK$2,482/mo
Deposit HK$8.42M · loan HK$8.42M · min. income ≈ HK$81,590/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$631,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,706
−HK$2,307/mo
▼ 0.25% · 3.875%
HK$43,851
−HK$1,162/mo
Today · 4.125%
HK$45,013
baseline
▲ 0.50% · 4.625%
HK$47,386
+HK$2,373/mo
Deposit HK$8.42M · loan HK$8.42M · min. income ≈ HK$90,026/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$631,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,065
−HK$2,889/mo
▼ 0.25% · 3.875%
HK$47,498
−HK$1,456/mo
Today · 4.125%
HK$48,954
baseline
▲ 0.50% · 4.625%
HK$51,933
+HK$2,979/mo
Deposit HK$6.73M · loan HK$10.10M · min. income ≈ HK$97,908/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$631,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,247
−HK$2,769/mo
▼ 0.25% · 3.875%
HK$52,622
−HK$1,394/mo
Today · 4.125%
HK$54,016
baseline
▲ 0.50% · 4.625%
HK$56,863
+HK$2,847/mo
Deposit HK$6.73M · loan HK$10.10M · min. income ≈ HK$108,032/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$631,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,743
−HK$3,370/mo
▼ 0.25% · 3.875%
HK$55,415
−HK$1,698/mo
Today · 4.125%
HK$57,113
baseline
▲ 0.50% · 4.625%
HK$60,588
+HK$3,475/mo
Deposit HK$5.05M · loan HK$11.78M · min. income ≈ HK$114,226/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$631,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,789
−HK$3,230/mo
▼ 0.25% · 3.875%
HK$61,392
−HK$1,627/mo
Today · 4.125%
HK$63,019
baseline
▲ 0.50% · 4.625%
HK$66,341
+HK$3,322/mo
Deposit HK$5.05M · loan HK$11.78M · min. income ≈ HK$126,038/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$631,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,098
−HK$4,333/mo
▼ 0.25% · 3.875%
HK$71,247
−HK$2,184/mo
Today · 4.125%
HK$73,431
baseline
▲ 0.50% · 4.625%
HK$77,899
+HK$4,468/mo
Deposit HK$1.68M · loan HK$15.15M · min. income ≈ HK$146,862/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$631,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,871
−HK$4,153/mo
▼ 0.25% · 3.875%
HK$78,933
−HK$2,091/mo
Today · 4.125%
HK$81,024
baseline
▲ 0.50% · 4.625%
HK$85,295
+HK$4,271/mo
Deposit HK$1.68M · loan HK$15.15M · min. income ≈ HK$162,048/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$631,309 · Scale 2, in force from 26 Feb 2026)