LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,389
−HK$2,407/mo
▼ 0.25% · 3.875%
HK$39,583
−HK$1,213/mo
Today · 4.125%
HK$40,796
baseline
▲ 0.50% · 4.625%
HK$43,278
+HK$2,482/mo
Deposit HK$8.42M · loan HK$8.42M · min. income ≈ HK$81,592/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$631,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,707
−HK$2,308/mo
▼ 0.25% · 3.875%
HK$43,853
−HK$1,162/mo
Today · 4.125%
HK$45,015
baseline
▲ 0.50% · 4.625%
HK$47,387
+HK$2,372/mo
Deposit HK$8.42M · loan HK$8.42M · min. income ≈ HK$90,030/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$631,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,067
−HK$2,888/mo
▼ 0.25% · 3.875%
HK$47,500
−HK$1,455/mo
Today · 4.125%
HK$48,955
baseline
▲ 0.50% · 4.625%
HK$51,934
+HK$2,979/mo
Deposit HK$6.73M · loan HK$10.10M · min. income ≈ HK$97,910/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$631,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,249
−HK$2,768/mo
▼ 0.25% · 3.875%
HK$52,623
−HK$1,394/mo
Today · 4.125%
HK$54,017
baseline
▲ 0.50% · 4.625%
HK$56,865
+HK$2,848/mo
Deposit HK$6.73M · loan HK$10.10M · min. income ≈ HK$108,034/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$631,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,744
−HK$3,371/mo
▼ 0.25% · 3.875%
HK$55,416
−HK$1,699/mo
Today · 4.125%
HK$57,115
baseline
▲ 0.50% · 4.625%
HK$60,590
+HK$3,475/mo
Deposit HK$5.05M · loan HK$11.78M · min. income ≈ HK$114,230/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$631,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,790
−HK$3,230/mo
▼ 0.25% · 3.875%
HK$61,394
−HK$1,626/mo
Today · 4.125%
HK$63,020
baseline
▲ 0.50% · 4.625%
HK$66,342
+HK$3,322/mo
Deposit HK$5.05M · loan HK$11.78M · min. income ≈ HK$126,040/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$631,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,100
−HK$4,333/mo
▼ 0.25% · 3.875%
HK$71,249
−HK$2,184/mo
Today · 4.125%
HK$73,433
baseline
▲ 0.50% · 4.625%
HK$77,901
+HK$4,468/mo
Deposit HK$1.68M · loan HK$15.15M · min. income ≈ HK$146,866/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$631,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,873
−HK$4,153/mo
▼ 0.25% · 3.875%
HK$78,935
−HK$2,091/mo
Today · 4.125%
HK$81,026
baseline
▲ 0.50% · 4.625%
HK$85,297
+HK$4,271/mo
Deposit HK$1.68M · loan HK$15.15M · min. income ≈ HK$162,052/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$631,325 · Scale 2, in force from 26 Feb 2026)