LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,390
−HK$2,407/mo
▼ 0.25% · 3.875%
HK$39,584
−HK$1,213/mo
Today · 4.125%
HK$40,797
baseline
▲ 0.50% · 4.625%
HK$43,280
+HK$2,483/mo
Deposit HK$8.42M · loan HK$8.42M · min. income ≈ HK$81,594/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$631,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,709
−HK$2,307/mo
▼ 0.25% · 3.875%
HK$43,854
−HK$1,162/mo
Today · 4.125%
HK$45,016
baseline
▲ 0.50% · 4.625%
HK$47,389
+HK$2,373/mo
Deposit HK$8.42M · loan HK$8.42M · min. income ≈ HK$90,032/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$631,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,068
−HK$2,889/mo
▼ 0.25% · 3.875%
HK$47,501
−HK$1,456/mo
Today · 4.125%
HK$48,957
baseline
▲ 0.50% · 4.625%
HK$51,936
+HK$2,979/mo
Deposit HK$6.73M · loan HK$10.10M · min. income ≈ HK$97,914/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$631,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,250
−HK$2,769/mo
▼ 0.25% · 3.875%
HK$52,625
−HK$1,394/mo
Today · 4.125%
HK$54,019
baseline
▲ 0.50% · 4.625%
HK$56,867
+HK$2,848/mo
Deposit HK$6.73M · loan HK$10.10M · min. income ≈ HK$108,038/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$631,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,746
−HK$3,370/mo
▼ 0.25% · 3.875%
HK$55,418
−HK$1,698/mo
Today · 4.125%
HK$57,116
baseline
▲ 0.50% · 4.625%
HK$60,592
+HK$3,476/mo
Deposit HK$5.05M · loan HK$11.79M · min. income ≈ HK$114,232/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$631,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,792
−HK$3,230/mo
▼ 0.25% · 3.875%
HK$61,396
−HK$1,626/mo
Today · 4.125%
HK$63,022
baseline
▲ 0.50% · 4.625%
HK$66,344
+HK$3,322/mo
Deposit HK$5.05M · loan HK$11.79M · min. income ≈ HK$126,044/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$631,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,102
−HK$4,333/mo
▼ 0.25% · 3.875%
HK$71,252
−HK$2,183/mo
Today · 4.125%
HK$73,435
baseline
▲ 0.50% · 4.625%
HK$77,904
+HK$4,469/mo
Deposit HK$1.68M · loan HK$15.15M · min. income ≈ HK$146,870/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$631,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,875
−HK$4,154/mo
▼ 0.25% · 3.875%
HK$78,937
−HK$2,092/mo
Today · 4.125%
HK$81,029
baseline
▲ 0.50% · 4.625%
HK$85,300
+HK$4,271/mo
Deposit HK$1.68M · loan HK$15.15M · min. income ≈ HK$162,058/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$631,345 · Scale 2, in force from 26 Feb 2026)