LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,391
−HK$2,407/mo
▼ 0.25% · 3.875%
HK$39,585
−HK$1,213/mo
Today · 4.125%
HK$40,798
baseline
▲ 0.50% · 4.625%
HK$43,280
+HK$2,482/mo
Deposit HK$8.42M · loan HK$8.42M · min. income ≈ HK$81,596/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$631,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,709
−HK$2,308/mo
▼ 0.25% · 3.875%
HK$43,855
−HK$1,162/mo
Today · 4.125%
HK$45,017
baseline
▲ 0.50% · 4.625%
HK$47,389
+HK$2,372/mo
Deposit HK$8.42M · loan HK$8.42M · min. income ≈ HK$90,034/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$631,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,069
−HK$2,889/mo
▼ 0.25% · 3.875%
HK$47,502
−HK$1,456/mo
Today · 4.125%
HK$48,958
baseline
▲ 0.50% · 4.625%
HK$51,936
+HK$2,978/mo
Deposit HK$6.73M · loan HK$10.10M · min. income ≈ HK$97,916/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$631,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,251
−HK$2,769/mo
▼ 0.25% · 3.875%
HK$52,625
−HK$1,395/mo
Today · 4.125%
HK$54,020
baseline
▲ 0.50% · 4.625%
HK$56,867
+HK$2,847/mo
Deposit HK$6.73M · loan HK$10.10M · min. income ≈ HK$108,040/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$631,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,747
−HK$3,370/mo
▼ 0.25% · 3.875%
HK$55,419
−HK$1,698/mo
Today · 4.125%
HK$57,117
baseline
▲ 0.50% · 4.625%
HK$60,593
+HK$3,476/mo
Deposit HK$5.05M · loan HK$11.79M · min. income ≈ HK$114,234/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$631,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,793
−HK$3,230/mo
▼ 0.25% · 3.875%
HK$61,396
−HK$1,627/mo
Today · 4.125%
HK$63,023
baseline
▲ 0.50% · 4.625%
HK$66,345
+HK$3,322/mo
Deposit HK$5.05M · loan HK$11.79M · min. income ≈ HK$126,046/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$631,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,103
−HK$4,333/mo
▼ 0.25% · 3.875%
HK$71,252
−HK$2,184/mo
Today · 4.125%
HK$73,436
baseline
▲ 0.50% · 4.625%
HK$77,905
+HK$4,469/mo
Deposit HK$1.68M · loan HK$15.15M · min. income ≈ HK$146,872/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$631,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,876
−HK$4,154/mo
▼ 0.25% · 3.875%
HK$78,938
−HK$2,092/mo
Today · 4.125%
HK$81,030
baseline
▲ 0.50% · 4.625%
HK$85,301
+HK$4,271/mo
Deposit HK$1.68M · loan HK$15.15M · min. income ≈ HK$162,060/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$631,353 · Scale 2, in force from 26 Feb 2026)