LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,391
−HK$2,407/mo
▼ 0.25% · 3.875%
HK$39,585
−HK$1,213/mo
Today · 4.125%
HK$40,798
baseline
▲ 0.50% · 4.625%
HK$43,281
+HK$2,483/mo
Deposit HK$8.42M · loan HK$8.42M · min. income ≈ HK$81,596/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$631,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,710
−HK$2,307/mo
▼ 0.25% · 3.875%
HK$43,855
−HK$1,162/mo
Today · 4.125%
HK$45,017
baseline
▲ 0.50% · 4.625%
HK$47,390
+HK$2,373/mo
Deposit HK$8.42M · loan HK$8.42M · min. income ≈ HK$90,034/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$631,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,069
−HK$2,889/mo
▼ 0.25% · 3.875%
HK$47,502
−HK$1,456/mo
Today · 4.125%
HK$48,958
baseline
▲ 0.50% · 4.625%
HK$51,937
+HK$2,979/mo
Deposit HK$6.73M · loan HK$10.10M · min. income ≈ HK$97,916/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$631,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,252
−HK$2,769/mo
▼ 0.25% · 3.875%
HK$52,626
−HK$1,395/mo
Today · 4.125%
HK$54,021
baseline
▲ 0.50% · 4.625%
HK$56,868
+HK$2,847/mo
Deposit HK$6.73M · loan HK$10.10M · min. income ≈ HK$108,042/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$631,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,747
−HK$3,371/mo
▼ 0.25% · 3.875%
HK$55,419
−HK$1,699/mo
Today · 4.125%
HK$57,118
baseline
▲ 0.50% · 4.625%
HK$60,593
+HK$3,475/mo
Deposit HK$5.05M · loan HK$11.79M · min. income ≈ HK$114,236/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$631,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,794
−HK$3,230/mo
▼ 0.25% · 3.875%
HK$61,397
−HK$1,627/mo
Today · 4.125%
HK$63,024
baseline
▲ 0.50% · 4.625%
HK$66,346
+HK$3,322/mo
Deposit HK$5.05M · loan HK$11.79M · min. income ≈ HK$126,048/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$631,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,104
−HK$4,333/mo
▼ 0.25% · 3.875%
HK$71,253
−HK$2,184/mo
Today · 4.125%
HK$73,437
baseline
▲ 0.50% · 4.625%
HK$77,906
+HK$4,469/mo
Deposit HK$1.68M · loan HK$15.15M · min. income ≈ HK$146,874/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$631,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,877
−HK$4,154/mo
▼ 0.25% · 3.875%
HK$78,939
−HK$2,092/mo
Today · 4.125%
HK$81,031
baseline
▲ 0.50% · 4.625%
HK$85,302
+HK$4,271/mo
Deposit HK$1.68M · loan HK$15.15M · min. income ≈ HK$162,062/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$631,361 · Scale 2, in force from 26 Feb 2026)