LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,391
−HK$2,408/mo
▼ 0.25% · 3.875%
HK$39,586
−HK$1,213/mo
Today · 4.125%
HK$40,799
baseline
▲ 0.50% · 4.625%
HK$43,281
+HK$2,482/mo
Deposit HK$8.42M · loan HK$8.42M · min. income ≈ HK$81,598/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$631,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,710
−HK$2,307/mo
▼ 0.25% · 3.875%
HK$43,855
−HK$1,162/mo
Today · 4.125%
HK$45,017
baseline
▲ 0.50% · 4.625%
HK$47,390
+HK$2,373/mo
Deposit HK$8.42M · loan HK$8.42M · min. income ≈ HK$90,034/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$631,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,070
−HK$2,889/mo
▼ 0.25% · 3.875%
HK$47,503
−HK$1,456/mo
Today · 4.125%
HK$48,959
baseline
▲ 0.50% · 4.625%
HK$51,938
+HK$2,979/mo
Deposit HK$6.73M · loan HK$10.10M · min. income ≈ HK$97,918/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$631,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,252
−HK$2,769/mo
▼ 0.25% · 3.875%
HK$52,627
−HK$1,394/mo
Today · 4.125%
HK$54,021
baseline
▲ 0.50% · 4.625%
HK$56,869
+HK$2,848/mo
Deposit HK$6.73M · loan HK$10.10M · min. income ≈ HK$108,042/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$631,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,748
−HK$3,370/mo
▼ 0.25% · 3.875%
HK$55,420
−HK$1,698/mo
Today · 4.125%
HK$57,118
baseline
▲ 0.50% · 4.625%
HK$60,594
+HK$3,476/mo
Deposit HK$5.05M · loan HK$11.79M · min. income ≈ HK$114,236/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$631,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,794
−HK$3,230/mo
▼ 0.25% · 3.875%
HK$61,398
−HK$1,626/mo
Today · 4.125%
HK$63,024
baseline
▲ 0.50% · 4.625%
HK$66,347
+HK$3,323/mo
Deposit HK$5.05M · loan HK$11.79M · min. income ≈ HK$126,048/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$631,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,104
−HK$4,334/mo
▼ 0.25% · 3.875%
HK$71,254
−HK$2,184/mo
Today · 4.125%
HK$73,438
baseline
▲ 0.50% · 4.625%
HK$77,906
+HK$4,468/mo
Deposit HK$1.68M · loan HK$15.15M · min. income ≈ HK$146,876/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$631,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,878
−HK$4,153/mo
▼ 0.25% · 3.875%
HK$78,940
−HK$2,091/mo
Today · 4.125%
HK$81,031
baseline
▲ 0.50% · 4.625%
HK$85,303
+HK$4,272/mo
Deposit HK$1.68M · loan HK$15.15M · min. income ≈ HK$162,062/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$631,366 · Scale 2, in force from 26 Feb 2026)