LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,394
−HK$2,408/mo
▼ 0.25% · 3.875%
HK$39,589
−HK$1,213/mo
Today · 4.125%
HK$40,802
baseline
▲ 0.50% · 4.625%
HK$43,285
+HK$2,483/mo
Deposit HK$8.42M · loan HK$8.42M · min. income ≈ HK$81,604/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$631,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,713
−HK$2,308/mo
▼ 0.25% · 3.875%
HK$43,859
−HK$1,162/mo
Today · 4.125%
HK$45,021
baseline
▲ 0.50% · 4.625%
HK$47,394
+HK$2,373/mo
Deposit HK$8.42M · loan HK$8.42M · min. income ≈ HK$90,042/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$631,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,073
−HK$2,889/mo
▼ 0.25% · 3.875%
HK$47,506
−HK$1,456/mo
Today · 4.125%
HK$48,962
baseline
▲ 0.50% · 4.625%
HK$51,942
+HK$2,980/mo
Deposit HK$6.74M · loan HK$10.10M · min. income ≈ HK$97,924/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$631,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,256
−HK$2,769/mo
▼ 0.25% · 3.875%
HK$52,631
−HK$1,394/mo
Today · 4.125%
HK$54,025
baseline
▲ 0.50% · 4.625%
HK$56,873
+HK$2,848/mo
Deposit HK$6.74M · loan HK$10.10M · min. income ≈ HK$108,050/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$631,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,752
−HK$3,371/mo
▼ 0.25% · 3.875%
HK$55,424
−HK$1,699/mo
Today · 4.125%
HK$57,123
baseline
▲ 0.50% · 4.625%
HK$60,599
+HK$3,476/mo
Deposit HK$5.05M · loan HK$11.79M · min. income ≈ HK$114,246/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$631,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,799
−HK$3,230/mo
▼ 0.25% · 3.875%
HK$61,403
−HK$1,626/mo
Today · 4.125%
HK$63,029
baseline
▲ 0.50% · 4.625%
HK$66,352
+HK$3,323/mo
Deposit HK$5.05M · loan HK$11.79M · min. income ≈ HK$126,058/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$631,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,110
−HK$4,334/mo
▼ 0.25% · 3.875%
HK$71,260
−HK$2,184/mo
Today · 4.125%
HK$73,444
baseline
▲ 0.50% · 4.625%
HK$77,913
+HK$4,469/mo
Deposit HK$1.68M · loan HK$15.15M · min. income ≈ HK$146,888/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$631,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,884
−HK$4,154/mo
▼ 0.25% · 3.875%
HK$78,946
−HK$2,092/mo
Today · 4.125%
HK$81,038
baseline
▲ 0.50% · 4.625%
HK$85,310
+HK$4,272/mo
Deposit HK$1.68M · loan HK$15.15M · min. income ≈ HK$162,076/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$631,416 · Scale 2, in force from 26 Feb 2026)