LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,396
−HK$2,408/mo
▼ 0.25% · 3.875%
HK$39,590
−HK$1,214/mo
Today · 4.125%
HK$40,804
baseline
▲ 0.50% · 4.625%
HK$43,286
+HK$2,482/mo
Deposit HK$8.42M · loan HK$8.42M · min. income ≈ HK$81,608/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$631,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,715
−HK$2,308/mo
▼ 0.25% · 3.875%
HK$43,861
−HK$1,162/mo
Today · 4.125%
HK$45,023
baseline
▲ 0.50% · 4.625%
HK$47,396
+HK$2,373/mo
Deposit HK$8.42M · loan HK$8.42M · min. income ≈ HK$90,046/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$631,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,075
−HK$2,889/mo
▼ 0.25% · 3.875%
HK$47,508
−HK$1,456/mo
Today · 4.125%
HK$48,964
baseline
▲ 0.50% · 4.625%
HK$51,944
+HK$2,980/mo
Deposit HK$6.74M · loan HK$10.10M · min. income ≈ HK$97,928/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$631,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,258
−HK$2,769/mo
▼ 0.25% · 3.875%
HK$52,633
−HK$1,394/mo
Today · 4.125%
HK$54,027
baseline
▲ 0.50% · 4.625%
HK$56,875
+HK$2,848/mo
Deposit HK$6.74M · loan HK$10.10M · min. income ≈ HK$108,054/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$631,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,754
−HK$3,371/mo
▼ 0.25% · 3.875%
HK$55,426
−HK$1,699/mo
Today · 4.125%
HK$57,125
baseline
▲ 0.50% · 4.625%
HK$60,601
+HK$3,476/mo
Deposit HK$5.05M · loan HK$11.79M · min. income ≈ HK$114,250/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$631,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,801
−HK$3,231/mo
▼ 0.25% · 3.875%
HK$61,405
−HK$1,627/mo
Today · 4.125%
HK$63,032
baseline
▲ 0.50% · 4.625%
HK$66,354
+HK$3,322/mo
Deposit HK$5.05M · loan HK$11.79M · min. income ≈ HK$126,064/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$631,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,113
−HK$4,334/mo
▼ 0.25% · 3.875%
HK$71,262
−HK$2,185/mo
Today · 4.125%
HK$73,447
baseline
▲ 0.50% · 4.625%
HK$77,916
+HK$4,469/mo
Deposit HK$1.68M · loan HK$15.15M · min. income ≈ HK$146,894/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$631,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,887
−HK$4,154/mo
▼ 0.25% · 3.875%
HK$78,949
−HK$2,092/mo
Today · 4.125%
HK$81,041
baseline
▲ 0.50% · 4.625%
HK$85,313
+HK$4,272/mo
Deposit HK$1.68M · loan HK$15.15M · min. income ≈ HK$162,082/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$631,441 · Scale 2, in force from 26 Feb 2026)