LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,397
−HK$2,408/mo
▼ 0.25% · 3.875%
HK$39,592
−HK$1,213/mo
Today · 4.125%
HK$40,805
baseline
▲ 0.50% · 4.625%
HK$43,288
+HK$2,483/mo
Deposit HK$8.42M · loan HK$8.42M · min. income ≈ HK$81,610/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$631,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,717
−HK$2,307/mo
▼ 0.25% · 3.875%
HK$43,862
−HK$1,162/mo
Today · 4.125%
HK$45,024
baseline
▲ 0.50% · 4.625%
HK$47,398
+HK$2,374/mo
Deposit HK$8.42M · loan HK$8.42M · min. income ≈ HK$90,048/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$631,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,077
−HK$2,889/mo
▼ 0.25% · 3.875%
HK$47,510
−HK$1,456/mo
Today · 4.125%
HK$48,966
baseline
▲ 0.50% · 4.625%
HK$51,946
+HK$2,980/mo
Deposit HK$6.74M · loan HK$10.10M · min. income ≈ HK$97,932/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$631,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,260
−HK$2,769/mo
▼ 0.25% · 3.875%
HK$52,635
−HK$1,394/mo
Today · 4.125%
HK$54,029
baseline
▲ 0.50% · 4.625%
HK$56,877
+HK$2,848/mo
Deposit HK$6.74M · loan HK$10.10M · min. income ≈ HK$108,058/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$631,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,756
−HK$3,371/mo
▼ 0.25% · 3.875%
HK$55,428
−HK$1,699/mo
Today · 4.125%
HK$57,127
baseline
▲ 0.50% · 4.625%
HK$60,603
+HK$3,476/mo
Deposit HK$5.05M · loan HK$11.79M · min. income ≈ HK$114,254/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$631,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,803
−HK$3,231/mo
▼ 0.25% · 3.875%
HK$61,407
−HK$1,627/mo
Today · 4.125%
HK$63,034
baseline
▲ 0.50% · 4.625%
HK$66,357
+HK$3,323/mo
Deposit HK$5.05M · loan HK$11.79M · min. income ≈ HK$126,068/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$631,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,115
−HK$4,334/mo
▼ 0.25% · 3.875%
HK$71,265
−HK$2,184/mo
Today · 4.125%
HK$73,449
baseline
▲ 0.50% · 4.625%
HK$77,918
+HK$4,469/mo
Deposit HK$1.68M · loan HK$15.16M · min. income ≈ HK$146,898/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$631,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,890
−HK$4,154/mo
▼ 0.25% · 3.875%
HK$78,952
−HK$2,092/mo
Today · 4.125%
HK$81,044
baseline
▲ 0.50% · 4.625%
HK$85,316
+HK$4,272/mo
Deposit HK$1.68M · loan HK$15.16M · min. income ≈ HK$162,088/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$631,464 · Scale 2, in force from 26 Feb 2026)