LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,398
−HK$2,408/mo
▼ 0.25% · 3.875%
HK$39,593
−HK$1,213/mo
Today · 4.125%
HK$40,806
baseline
▲ 0.50% · 4.625%
HK$43,289
+HK$2,483/mo
Deposit HK$8.42M · loan HK$8.42M · min. income ≈ HK$81,612/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$631,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,718
−HK$2,308/mo
▼ 0.25% · 3.875%
HK$43,864
−HK$1,162/mo
Today · 4.125%
HK$45,026
baseline
▲ 0.50% · 4.625%
HK$47,399
+HK$2,373/mo
Deposit HK$8.42M · loan HK$8.42M · min. income ≈ HK$90,052/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$631,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,078
−HK$2,890/mo
▼ 0.25% · 3.875%
HK$47,511
−HK$1,457/mo
Today · 4.125%
HK$48,968
baseline
▲ 0.50% · 4.625%
HK$51,947
+HK$2,979/mo
Deposit HK$6.74M · loan HK$10.10M · min. income ≈ HK$97,936/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$631,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,261
−HK$2,770/mo
▼ 0.25% · 3.875%
HK$52,636
−HK$1,395/mo
Today · 4.125%
HK$54,031
baseline
▲ 0.50% · 4.625%
HK$56,879
+HK$2,848/mo
Deposit HK$6.74M · loan HK$10.10M · min. income ≈ HK$108,062/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$631,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,758
−HK$3,371/mo
▼ 0.25% · 3.875%
HK$55,430
−HK$1,699/mo
Today · 4.125%
HK$57,129
baseline
▲ 0.50% · 4.625%
HK$60,605
+HK$3,476/mo
Deposit HK$5.05M · loan HK$11.79M · min. income ≈ HK$114,258/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$631,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,805
−HK$3,231/mo
▼ 0.25% · 3.875%
HK$61,409
−HK$1,627/mo
Today · 4.125%
HK$63,036
baseline
▲ 0.50% · 4.625%
HK$66,359
+HK$3,323/mo
Deposit HK$5.05M · loan HK$11.79M · min. income ≈ HK$126,072/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$631,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,117
−HK$4,334/mo
▼ 0.25% · 3.875%
HK$71,267
−HK$2,184/mo
Today · 4.125%
HK$73,451
baseline
▲ 0.50% · 4.625%
HK$77,921
+HK$4,470/mo
Deposit HK$1.68M · loan HK$15.16M · min. income ≈ HK$146,902/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$631,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,892
−HK$4,154/mo
▼ 0.25% · 3.875%
HK$78,954
−HK$2,092/mo
Today · 4.125%
HK$81,046
baseline
▲ 0.50% · 4.625%
HK$85,318
+HK$4,272/mo
Deposit HK$1.68M · loan HK$15.16M · min. income ≈ HK$162,092/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$631,483 · Scale 2, in force from 26 Feb 2026)