LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,401
−HK$2,409/mo
▼ 0.25% · 3.875%
HK$39,596
−HK$1,214/mo
Today · 4.125%
HK$40,810
baseline
▲ 0.50% · 4.625%
HK$43,293
+HK$2,483/mo
Deposit HK$8.42M · loan HK$8.42M · min. income ≈ HK$81,620/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$631,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,721
−HK$2,308/mo
▼ 0.25% · 3.875%
HK$43,867
−HK$1,162/mo
Today · 4.125%
HK$45,029
baseline
▲ 0.50% · 4.625%
HK$47,403
+HK$2,374/mo
Deposit HK$8.42M · loan HK$8.42M · min. income ≈ HK$90,058/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$631,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,082
−HK$2,890/mo
▼ 0.25% · 3.875%
HK$47,515
−HK$1,457/mo
Today · 4.125%
HK$48,972
baseline
▲ 0.50% · 4.625%
HK$51,951
+HK$2,979/mo
Deposit HK$6.74M · loan HK$10.10M · min. income ≈ HK$97,944/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$631,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,266
−HK$2,769/mo
▼ 0.25% · 3.875%
HK$52,640
−HK$1,395/mo
Today · 4.125%
HK$54,035
baseline
▲ 0.50% · 4.625%
HK$56,884
+HK$2,849/mo
Deposit HK$6.74M · loan HK$10.10M · min. income ≈ HK$108,070/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$631,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,762
−HK$3,371/mo
▼ 0.25% · 3.875%
HK$55,434
−HK$1,699/mo
Today · 4.125%
HK$57,133
baseline
▲ 0.50% · 4.625%
HK$60,610
+HK$3,477/mo
Deposit HK$5.05M · loan HK$11.79M · min. income ≈ HK$114,266/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$631,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,810
−HK$3,231/mo
▼ 0.25% · 3.875%
HK$61,414
−HK$1,627/mo
Today · 4.125%
HK$63,041
baseline
▲ 0.50% · 4.625%
HK$66,364
+HK$3,323/mo
Deposit HK$5.05M · loan HK$11.79M · min. income ≈ HK$126,082/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$631,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,123
−HK$4,334/mo
▼ 0.25% · 3.875%
HK$71,273
−HK$2,184/mo
Today · 4.125%
HK$73,457
baseline
▲ 0.50% · 4.625%
HK$77,927
+HK$4,470/mo
Deposit HK$1.68M · loan HK$15.16M · min. income ≈ HK$146,914/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$631,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,898
−HK$4,155/mo
▼ 0.25% · 3.875%
HK$78,961
−HK$2,092/mo
Today · 4.125%
HK$81,053
baseline
▲ 0.50% · 4.625%
HK$85,325
+HK$4,272/mo
Deposit HK$1.68M · loan HK$15.16M · min. income ≈ HK$162,106/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$631,533 · Scale 2, in force from 26 Feb 2026)