LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,403
−HK$2,409/mo
▼ 0.25% · 3.875%
HK$39,598
−HK$1,214/mo
Today · 4.125%
HK$40,812
baseline
▲ 0.50% · 4.625%
HK$43,295
+HK$2,483/mo
Deposit HK$8.42M · loan HK$8.42M · min. income ≈ HK$81,624/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$631,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,723
−HK$2,309/mo
▼ 0.25% · 3.875%
HK$43,869
−HK$1,163/mo
Today · 4.125%
HK$45,032
baseline
▲ 0.50% · 4.625%
HK$47,405
+HK$2,373/mo
Deposit HK$8.42M · loan HK$8.42M · min. income ≈ HK$90,064/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$631,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,084
−HK$2,890/mo
▼ 0.25% · 3.875%
HK$47,518
−HK$1,456/mo
Today · 4.125%
HK$48,974
baseline
▲ 0.50% · 4.625%
HK$51,954
+HK$2,980/mo
Deposit HK$6.74M · loan HK$10.11M · min. income ≈ HK$97,948/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$631,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,268
−HK$2,770/mo
▼ 0.25% · 3.875%
HK$52,643
−HK$1,395/mo
Today · 4.125%
HK$54,038
baseline
▲ 0.50% · 4.625%
HK$56,886
+HK$2,848/mo
Deposit HK$6.74M · loan HK$10.11M · min. income ≈ HK$108,076/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$631,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,765
−HK$3,371/mo
▼ 0.25% · 3.875%
HK$55,437
−HK$1,699/mo
Today · 4.125%
HK$57,136
baseline
▲ 0.50% · 4.625%
HK$60,613
+HK$3,477/mo
Deposit HK$5.05M · loan HK$11.79M · min. income ≈ HK$114,272/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$631,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,813
−HK$3,231/mo
▼ 0.25% · 3.875%
HK$61,417
−HK$1,627/mo
Today · 4.125%
HK$63,044
baseline
▲ 0.50% · 4.625%
HK$66,367
+HK$3,323/mo
Deposit HK$5.05M · loan HK$11.79M · min. income ≈ HK$126,088/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$631,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,126
−HK$4,335/mo
▼ 0.25% · 3.875%
HK$71,276
−HK$2,185/mo
Today · 4.125%
HK$73,461
baseline
▲ 0.50% · 4.625%
HK$77,931
+HK$4,470/mo
Deposit HK$1.68M · loan HK$15.16M · min. income ≈ HK$146,922/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$631,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,902
−HK$4,155/mo
▼ 0.25% · 3.875%
HK$78,965
−HK$2,092/mo
Today · 4.125%
HK$81,057
baseline
▲ 0.50% · 4.625%
HK$85,330
+HK$4,273/mo
Deposit HK$1.68M · loan HK$15.16M · min. income ≈ HK$162,114/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$631,564 · Scale 2, in force from 26 Feb 2026)