LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,405
−HK$2,409/mo
▼ 0.25% · 3.875%
HK$39,600
−HK$1,214/mo
Today · 4.125%
HK$40,814
baseline
▲ 0.50% · 4.625%
HK$43,297
+HK$2,483/mo
Deposit HK$8.42M · loan HK$8.42M · min. income ≈ HK$81,628/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$631,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,725
−HK$2,309/mo
▼ 0.25% · 3.875%
HK$43,871
−HK$1,163/mo
Today · 4.125%
HK$45,034
baseline
▲ 0.50% · 4.625%
HK$47,408
+HK$2,374/mo
Deposit HK$8.42M · loan HK$8.42M · min. income ≈ HK$90,068/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$631,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,086
−HK$2,890/mo
▼ 0.25% · 3.875%
HK$47,520
−HK$1,456/mo
Today · 4.125%
HK$48,976
baseline
▲ 0.50% · 4.625%
HK$51,956
+HK$2,980/mo
Deposit HK$6.74M · loan HK$10.11M · min. income ≈ HK$97,952/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$631,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,271
−HK$2,769/mo
▼ 0.25% · 3.875%
HK$52,646
−HK$1,394/mo
Today · 4.125%
HK$54,040
baseline
▲ 0.50% · 4.625%
HK$56,889
+HK$2,849/mo
Deposit HK$6.74M · loan HK$10.11M · min. income ≈ HK$108,080/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$631,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,767
−HK$3,372/mo
▼ 0.25% · 3.875%
HK$55,440
−HK$1,699/mo
Today · 4.125%
HK$57,139
baseline
▲ 0.50% · 4.625%
HK$60,616
+HK$3,477/mo
Deposit HK$5.05M · loan HK$11.79M · min. income ≈ HK$114,278/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$631,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,816
−HK$3,231/mo
▼ 0.25% · 3.875%
HK$61,420
−HK$1,627/mo
Today · 4.125%
HK$63,047
baseline
▲ 0.50% · 4.625%
HK$66,371
+HK$3,324/mo
Deposit HK$5.05M · loan HK$11.79M · min. income ≈ HK$126,094/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$631,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,129
−HK$4,335/mo
▼ 0.25% · 3.875%
HK$71,280
−HK$2,184/mo
Today · 4.125%
HK$73,464
baseline
▲ 0.50% · 4.625%
HK$77,935
+HK$4,471/mo
Deposit HK$1.68M · loan HK$15.16M · min. income ≈ HK$146,928/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$631,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,906
−HK$4,155/mo
▼ 0.25% · 3.875%
HK$78,968
−HK$2,093/mo
Today · 4.125%
HK$81,061
baseline
▲ 0.50% · 4.625%
HK$85,334
+HK$4,273/mo
Deposit HK$1.68M · loan HK$15.16M · min. income ≈ HK$162,122/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$631,594 · Scale 2, in force from 26 Feb 2026)