LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,406
−HK$2,409/mo
▼ 0.25% · 3.875%
HK$39,601
−HK$1,214/mo
Today · 4.125%
HK$40,815
baseline
▲ 0.50% · 4.625%
HK$43,298
+HK$2,483/mo
Deposit HK$8.42M · loan HK$8.42M · min. income ≈ HK$81,630/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$631,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,726
−HK$2,309/mo
▼ 0.25% · 3.875%
HK$43,872
−HK$1,163/mo
Today · 4.125%
HK$45,035
baseline
▲ 0.50% · 4.625%
HK$47,409
+HK$2,374/mo
Deposit HK$8.42M · loan HK$8.42M · min. income ≈ HK$90,070/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$631,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,087
−HK$2,890/mo
▼ 0.25% · 3.875%
HK$47,521
−HK$1,456/mo
Today · 4.125%
HK$48,977
baseline
▲ 0.50% · 4.625%
HK$51,958
+HK$2,981/mo
Deposit HK$6.74M · loan HK$10.11M · min. income ≈ HK$97,954/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$631,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,272
−HK$2,770/mo
▼ 0.25% · 3.875%
HK$52,647
−HK$1,395/mo
Today · 4.125%
HK$54,042
baseline
▲ 0.50% · 4.625%
HK$56,890
+HK$2,848/mo
Deposit HK$6.74M · loan HK$10.11M · min. income ≈ HK$108,084/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$631,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,769
−HK$3,371/mo
▼ 0.25% · 3.875%
HK$55,441
−HK$1,699/mo
Today · 4.125%
HK$57,140
baseline
▲ 0.50% · 4.625%
HK$60,617
+HK$3,477/mo
Deposit HK$5.05M · loan HK$11.79M · min. income ≈ HK$114,280/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$631,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,817
−HK$3,232/mo
▼ 0.25% · 3.875%
HK$61,421
−HK$1,628/mo
Today · 4.125%
HK$63,049
baseline
▲ 0.50% · 4.625%
HK$66,372
+HK$3,323/mo
Deposit HK$5.05M · loan HK$11.79M · min. income ≈ HK$126,098/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$631,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,131
−HK$4,335/mo
▼ 0.25% · 3.875%
HK$71,281
−HK$2,185/mo
Today · 4.125%
HK$73,466
baseline
▲ 0.50% · 4.625%
HK$77,936
+HK$4,470/mo
Deposit HK$1.68M · loan HK$15.16M · min. income ≈ HK$146,932/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$631,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,908
−HK$4,155/mo
▼ 0.25% · 3.875%
HK$78,970
−HK$2,093/mo
Today · 4.125%
HK$81,063
baseline
▲ 0.50% · 4.625%
HK$85,336
+HK$4,273/mo
Deposit HK$1.68M · loan HK$15.16M · min. income ≈ HK$162,126/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$631,609 · Scale 2, in force from 26 Feb 2026)