LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,407
−HK$2,409/mo
▼ 0.25% · 3.875%
HK$39,602
−HK$1,214/mo
Today · 4.125%
HK$40,816
baseline
▲ 0.50% · 4.625%
HK$43,299
+HK$2,483/mo
Deposit HK$8.42M · loan HK$8.42M · min. income ≈ HK$81,632/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$631,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,728
−HK$2,308/mo
▼ 0.25% · 3.875%
HK$43,874
−HK$1,162/mo
Today · 4.125%
HK$45,036
baseline
▲ 0.50% · 4.625%
HK$47,410
+HK$2,374/mo
Deposit HK$8.42M · loan HK$8.42M · min. income ≈ HK$90,072/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$631,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,089
−HK$2,890/mo
▼ 0.25% · 3.875%
HK$47,523
−HK$1,456/mo
Today · 4.125%
HK$48,979
baseline
▲ 0.50% · 4.625%
HK$51,959
+HK$2,980/mo
Deposit HK$6.74M · loan HK$10.11M · min. income ≈ HK$97,958/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$631,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,273
−HK$2,771/mo
▼ 0.25% · 3.875%
HK$52,649
−HK$1,395/mo
Today · 4.125%
HK$54,044
baseline
▲ 0.50% · 4.625%
HK$56,892
+HK$2,848/mo
Deposit HK$6.74M · loan HK$10.11M · min. income ≈ HK$108,088/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$631,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,770
−HK$3,372/mo
▼ 0.25% · 3.875%
HK$55,443
−HK$1,699/mo
Today · 4.125%
HK$57,142
baseline
▲ 0.50% · 4.625%
HK$60,619
+HK$3,477/mo
Deposit HK$5.05M · loan HK$11.79M · min. income ≈ HK$114,284/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$631,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,819
−HK$3,232/mo
▼ 0.25% · 3.875%
HK$61,423
−HK$1,628/mo
Today · 4.125%
HK$63,051
baseline
▲ 0.50% · 4.625%
HK$66,374
+HK$3,323/mo
Deposit HK$5.05M · loan HK$11.79M · min. income ≈ HK$126,102/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$631,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,133
−HK$4,336/mo
▼ 0.25% · 3.875%
HK$71,284
−HK$2,185/mo
Today · 4.125%
HK$73,469
baseline
▲ 0.50% · 4.625%
HK$77,939
+HK$4,470/mo
Deposit HK$1.68M · loan HK$15.16M · min. income ≈ HK$146,938/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$631,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,910
−HK$4,155/mo
▼ 0.25% · 3.875%
HK$78,973
−HK$2,092/mo
Today · 4.125%
HK$81,065
baseline
▲ 0.50% · 4.625%
HK$85,338
+HK$4,273/mo
Deposit HK$1.68M · loan HK$15.16M · min. income ≈ HK$162,130/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$631,630 · Scale 2, in force from 26 Feb 2026)