LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,409
−HK$2,409/mo
▼ 0.25% · 3.875%
HK$39,604
−HK$1,214/mo
Today · 4.125%
HK$40,818
baseline
▲ 0.50% · 4.625%
HK$43,302
+HK$2,484/mo
Deposit HK$8.42M · loan HK$8.42M · min. income ≈ HK$81,636/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$631,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,730
−HK$2,308/mo
▼ 0.25% · 3.875%
HK$43,876
−HK$1,162/mo
Today · 4.125%
HK$45,038
baseline
▲ 0.50% · 4.625%
HK$47,413
+HK$2,375/mo
Deposit HK$8.42M · loan HK$8.42M · min. income ≈ HK$90,076/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$631,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,091
−HK$2,890/mo
▼ 0.25% · 3.875%
HK$47,525
−HK$1,456/mo
Today · 4.125%
HK$48,981
baseline
▲ 0.50% · 4.625%
HK$51,962
+HK$2,981/mo
Deposit HK$6.74M · loan HK$10.11M · min. income ≈ HK$97,962/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$631,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,276
−HK$2,770/mo
▼ 0.25% · 3.875%
HK$52,651
−HK$1,395/mo
Today · 4.125%
HK$54,046
baseline
▲ 0.50% · 4.625%
HK$56,895
+HK$2,849/mo
Deposit HK$6.74M · loan HK$10.11M · min. income ≈ HK$108,092/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$631,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,773
−HK$3,372/mo
▼ 0.25% · 3.875%
HK$55,446
−HK$1,699/mo
Today · 4.125%
HK$57,145
baseline
▲ 0.50% · 4.625%
HK$60,622
+HK$3,477/mo
Deposit HK$5.05M · loan HK$11.79M · min. income ≈ HK$114,290/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$631,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,822
−HK$3,232/mo
▼ 0.25% · 3.875%
HK$61,426
−HK$1,628/mo
Today · 4.125%
HK$63,054
baseline
▲ 0.50% · 4.625%
HK$66,378
+HK$3,324/mo
Deposit HK$5.05M · loan HK$11.79M · min. income ≈ HK$126,108/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$631,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,137
−HK$4,335/mo
▼ 0.25% · 3.875%
HK$71,287
−HK$2,185/mo
Today · 4.125%
HK$73,472
baseline
▲ 0.50% · 4.625%
HK$77,943
+HK$4,471/mo
Deposit HK$1.68M · loan HK$15.16M · min. income ≈ HK$146,944/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$631,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,914
−HK$4,155/mo
▼ 0.25% · 3.875%
HK$78,977
−HK$2,092/mo
Today · 4.125%
HK$81,069
baseline
▲ 0.50% · 4.625%
HK$85,343
+HK$4,274/mo
Deposit HK$1.68M · loan HK$15.16M · min. income ≈ HK$162,138/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$631,661 · Scale 2, in force from 26 Feb 2026)