LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,413
−HK$2,409/mo
▼ 0.25% · 3.875%
HK$39,608
−HK$1,214/mo
Today · 4.125%
HK$40,822
baseline
▲ 0.50% · 4.625%
HK$43,306
+HK$2,484/mo
Deposit HK$8.42M · loan HK$8.42M · min. income ≈ HK$81,644/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$631,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,734
−HK$2,309/mo
▼ 0.25% · 3.875%
HK$43,880
−HK$1,163/mo
Today · 4.125%
HK$45,043
baseline
▲ 0.50% · 4.625%
HK$47,417
+HK$2,374/mo
Deposit HK$8.42M · loan HK$8.42M · min. income ≈ HK$90,086/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$631,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,096
−HK$2,890/mo
▼ 0.25% · 3.875%
HK$47,530
−HK$1,456/mo
Today · 4.125%
HK$48,986
baseline
▲ 0.50% · 4.625%
HK$51,967
+HK$2,981/mo
Deposit HK$6.74M · loan HK$10.11M · min. income ≈ HK$97,972/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$631,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,281
−HK$2,771/mo
▼ 0.25% · 3.875%
HK$52,656
−HK$1,396/mo
Today · 4.125%
HK$54,052
baseline
▲ 0.50% · 4.625%
HK$56,901
+HK$2,849/mo
Deposit HK$6.74M · loan HK$10.11M · min. income ≈ HK$108,104/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$631,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,778
−HK$3,373/mo
▼ 0.25% · 3.875%
HK$55,451
−HK$1,700/mo
Today · 4.125%
HK$57,151
baseline
▲ 0.50% · 4.625%
HK$60,628
+HK$3,477/mo
Deposit HK$5.05M · loan HK$11.79M · min. income ≈ HK$114,302/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$631,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,828
−HK$3,232/mo
▼ 0.25% · 3.875%
HK$61,433
−HK$1,627/mo
Today · 4.125%
HK$63,060
baseline
▲ 0.50% · 4.625%
HK$66,384
+HK$3,324/mo
Deposit HK$5.05M · loan HK$11.79M · min. income ≈ HK$126,120/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$631,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,144
−HK$4,336/mo
▼ 0.25% · 3.875%
HK$71,294
−HK$2,186/mo
Today · 4.125%
HK$73,480
baseline
▲ 0.50% · 4.625%
HK$77,951
+HK$4,471/mo
Deposit HK$1.68M · loan HK$15.16M · min. income ≈ HK$146,960/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$631,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,922
−HK$4,156/mo
▼ 0.25% · 3.875%
HK$78,985
−HK$2,093/mo
Today · 4.125%
HK$81,078
baseline
▲ 0.50% · 4.625%
HK$85,351
+HK$4,273/mo
Deposit HK$1.68M · loan HK$15.16M · min. income ≈ HK$162,156/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$631,725 · Scale 2, in force from 26 Feb 2026)