LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,417
−HK$2,410/mo
▼ 0.25% · 3.875%
HK$39,612
−HK$1,215/mo
Today · 4.125%
HK$40,827
baseline
▲ 0.50% · 4.625%
HK$43,311
+HK$2,484/mo
Deposit HK$8.42M · loan HK$8.42M · min. income ≈ HK$81,654/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$631,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,739
−HK$2,309/mo
▼ 0.25% · 3.875%
HK$43,885
−HK$1,163/mo
Today · 4.125%
HK$45,048
baseline
▲ 0.50% · 4.625%
HK$47,423
+HK$2,375/mo
Deposit HK$8.42M · loan HK$8.42M · min. income ≈ HK$90,096/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$631,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,101
−HK$2,891/mo
▼ 0.25% · 3.875%
HK$47,535
−HK$1,457/mo
Today · 4.125%
HK$48,992
baseline
▲ 0.50% · 4.625%
HK$51,973
+HK$2,981/mo
Deposit HK$6.74M · loan HK$10.11M · min. income ≈ HK$97,984/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$631,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,287
−HK$2,771/mo
▼ 0.25% · 3.875%
HK$52,662
−HK$1,396/mo
Today · 4.125%
HK$54,058
baseline
▲ 0.50% · 4.625%
HK$56,907
+HK$2,849/mo
Deposit HK$6.74M · loan HK$10.11M · min. income ≈ HK$108,116/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$631,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,784
−HK$3,373/mo
▼ 0.25% · 3.875%
HK$55,457
−HK$1,700/mo
Today · 4.125%
HK$57,157
baseline
▲ 0.50% · 4.625%
HK$60,635
+HK$3,478/mo
Deposit HK$5.05M · loan HK$11.79M · min. income ≈ HK$114,314/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$631,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,835
−HK$3,232/mo
▼ 0.25% · 3.875%
HK$61,439
−HK$1,628/mo
Today · 4.125%
HK$63,067
baseline
▲ 0.50% · 4.625%
HK$66,392
+HK$3,325/mo
Deposit HK$5.05M · loan HK$11.79M · min. income ≈ HK$126,134/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$631,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,151
−HK$4,337/mo
▼ 0.25% · 3.875%
HK$71,302
−HK$2,186/mo
Today · 4.125%
HK$73,488
baseline
▲ 0.50% · 4.625%
HK$77,959
+HK$4,471/mo
Deposit HK$1.68M · loan HK$15.16M · min. income ≈ HK$146,976/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$631,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,930
−HK$4,156/mo
▼ 0.25% · 3.875%
HK$78,993
−HK$2,093/mo
Today · 4.125%
HK$81,086
baseline
▲ 0.50% · 4.625%
HK$85,361
+HK$4,275/mo
Deposit HK$1.68M · loan HK$15.16M · min. income ≈ HK$162,172/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$631,794 · Scale 2, in force from 26 Feb 2026)