LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,418
−HK$2,409/mo
▼ 0.25% · 3.875%
HK$39,613
−HK$1,214/mo
Today · 4.125%
HK$40,827
baseline
▲ 0.50% · 4.625%
HK$43,312
+HK$2,485/mo
Deposit HK$8.42M · loan HK$8.42M · min. income ≈ HK$81,654/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$631,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,740
−HK$2,309/mo
▼ 0.25% · 3.875%
HK$43,886
−HK$1,163/mo
Today · 4.125%
HK$45,049
baseline
▲ 0.50% · 4.625%
HK$47,424
+HK$2,375/mo
Deposit HK$8.42M · loan HK$8.42M · min. income ≈ HK$90,098/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$631,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,102
−HK$2,891/mo
▼ 0.25% · 3.875%
HK$47,536
−HK$1,457/mo
Today · 4.125%
HK$48,993
baseline
▲ 0.50% · 4.625%
HK$51,974
+HK$2,981/mo
Deposit HK$6.74M · loan HK$10.11M · min. income ≈ HK$97,986/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$631,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,288
−HK$2,771/mo
▼ 0.25% · 3.875%
HK$52,663
−HK$1,396/mo
Today · 4.125%
HK$54,059
baseline
▲ 0.50% · 4.625%
HK$56,908
+HK$2,849/mo
Deposit HK$6.74M · loan HK$10.11M · min. income ≈ HK$108,118/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$631,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,785
−HK$3,373/mo
▼ 0.25% · 3.875%
HK$55,459
−HK$1,699/mo
Today · 4.125%
HK$57,158
baseline
▲ 0.50% · 4.625%
HK$60,636
+HK$3,478/mo
Deposit HK$5.05M · loan HK$11.79M · min. income ≈ HK$114,316/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$631,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,836
−HK$3,233/mo
▼ 0.25% · 3.875%
HK$61,441
−HK$1,628/mo
Today · 4.125%
HK$63,069
baseline
▲ 0.50% · 4.625%
HK$66,393
+HK$3,324/mo
Deposit HK$5.05M · loan HK$11.79M · min. income ≈ HK$126,138/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$631,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,153
−HK$4,336/mo
▼ 0.25% · 3.875%
HK$71,304
−HK$2,185/mo
Today · 4.125%
HK$73,489
baseline
▲ 0.50% · 4.625%
HK$77,961
+HK$4,472/mo
Deposit HK$1.68M · loan HK$15.16M · min. income ≈ HK$146,978/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$631,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,932
−HK$4,156/mo
▼ 0.25% · 3.875%
HK$78,995
−HK$2,093/mo
Today · 4.125%
HK$81,088
baseline
▲ 0.50% · 4.625%
HK$85,362
+HK$4,274/mo
Deposit HK$1.68M · loan HK$15.16M · min. income ≈ HK$162,176/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$631,808 · Scale 2, in force from 26 Feb 2026)