LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,419
−HK$2,409/mo
▼ 0.25% · 3.875%
HK$39,614
−HK$1,214/mo
Today · 4.125%
HK$40,828
baseline
▲ 0.50% · 4.625%
HK$43,312
+HK$2,484/mo
Deposit HK$8.42M · loan HK$8.42M · min. income ≈ HK$81,656/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$631,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,740
−HK$2,310/mo
▼ 0.25% · 3.875%
HK$43,887
−HK$1,163/mo
Today · 4.125%
HK$45,050
baseline
▲ 0.50% · 4.625%
HK$47,424
+HK$2,374/mo
Deposit HK$8.42M · loan HK$8.42M · min. income ≈ HK$90,100/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$631,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,102
−HK$2,892/mo
▼ 0.25% · 3.875%
HK$47,537
−HK$1,457/mo
Today · 4.125%
HK$48,994
baseline
▲ 0.50% · 4.625%
HK$51,975
+HK$2,981/mo
Deposit HK$6.74M · loan HK$10.11M · min. income ≈ HK$97,988/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$631,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,289
−HK$2,771/mo
▼ 0.25% · 3.875%
HK$52,664
−HK$1,396/mo
Today · 4.125%
HK$54,060
baseline
▲ 0.50% · 4.625%
HK$56,909
+HK$2,849/mo
Deposit HK$6.74M · loan HK$10.11M · min. income ≈ HK$108,120/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$631,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,786
−HK$3,373/mo
▼ 0.25% · 3.875%
HK$55,459
−HK$1,700/mo
Today · 4.125%
HK$57,159
baseline
▲ 0.50% · 4.625%
HK$60,637
+HK$3,478/mo
Deposit HK$5.05M · loan HK$11.79M · min. income ≈ HK$114,318/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$631,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,837
−HK$3,232/mo
▼ 0.25% · 3.875%
HK$61,441
−HK$1,628/mo
Today · 4.125%
HK$63,069
baseline
▲ 0.50% · 4.625%
HK$66,394
+HK$3,325/mo
Deposit HK$5.05M · loan HK$11.79M · min. income ≈ HK$126,138/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$631,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,154
−HK$4,336/mo
▼ 0.25% · 3.875%
HK$71,305
−HK$2,185/mo
Today · 4.125%
HK$73,490
baseline
▲ 0.50% · 4.625%
HK$77,962
+HK$4,472/mo
Deposit HK$1.68M · loan HK$15.16M · min. income ≈ HK$146,980/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$631,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,933
−HK$4,156/mo
▼ 0.25% · 3.875%
HK$78,996
−HK$2,093/mo
Today · 4.125%
HK$81,089
baseline
▲ 0.50% · 4.625%
HK$85,364
+HK$4,275/mo
Deposit HK$1.68M · loan HK$15.16M · min. income ≈ HK$162,178/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$631,816 · Scale 2, in force from 26 Feb 2026)