LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,420
−HK$2,409/mo
▼ 0.25% · 3.875%
HK$39,615
−HK$1,214/mo
Today · 4.125%
HK$40,829
baseline
▲ 0.50% · 4.625%
HK$43,313
+HK$2,484/mo
Deposit HK$8.42M · loan HK$8.42M · min. income ≈ HK$81,658/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$631,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,742
−HK$2,309/mo
▼ 0.25% · 3.875%
HK$43,888
−HK$1,163/mo
Today · 4.125%
HK$45,051
baseline
▲ 0.50% · 4.625%
HK$47,425
+HK$2,374/mo
Deposit HK$8.42M · loan HK$8.42M · min. income ≈ HK$90,102/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$631,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,104
−HK$2,891/mo
▼ 0.25% · 3.875%
HK$47,538
−HK$1,457/mo
Today · 4.125%
HK$48,995
baseline
▲ 0.50% · 4.625%
HK$51,976
+HK$2,981/mo
Deposit HK$6.74M · loan HK$10.11M · min. income ≈ HK$97,990/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$631,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,290
−HK$2,771/mo
▼ 0.25% · 3.875%
HK$52,665
−HK$1,396/mo
Today · 4.125%
HK$54,061
baseline
▲ 0.50% · 4.625%
HK$56,910
+HK$2,849/mo
Deposit HK$6.74M · loan HK$10.11M · min. income ≈ HK$108,122/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$631,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,788
−HK$3,373/mo
▼ 0.25% · 3.875%
HK$55,461
−HK$1,700/mo
Today · 4.125%
HK$57,161
baseline
▲ 0.50% · 4.625%
HK$60,639
+HK$3,478/mo
Deposit HK$5.05M · loan HK$11.79M · min. income ≈ HK$114,322/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$631,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,838
−HK$3,233/mo
▼ 0.25% · 3.875%
HK$61,443
−HK$1,628/mo
Today · 4.125%
HK$63,071
baseline
▲ 0.50% · 4.625%
HK$66,396
+HK$3,325/mo
Deposit HK$5.05M · loan HK$11.79M · min. income ≈ HK$126,142/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$631,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,155
−HK$4,337/mo
▼ 0.25% · 3.875%
HK$71,307
−HK$2,185/mo
Today · 4.125%
HK$73,492
baseline
▲ 0.50% · 4.625%
HK$77,964
+HK$4,472/mo
Deposit HK$1.68M · loan HK$15.16M · min. income ≈ HK$146,984/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$631,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,935
−HK$4,156/mo
▼ 0.25% · 3.875%
HK$78,998
−HK$2,093/mo
Today · 4.125%
HK$81,091
baseline
▲ 0.50% · 4.625%
HK$85,366
+HK$4,275/mo
Deposit HK$1.68M · loan HK$15.16M · min. income ≈ HK$162,182/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$631,832 · Scale 2, in force from 26 Feb 2026)