LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,421
−HK$2,410/mo
▼ 0.25% · 3.875%
HK$39,616
−HK$1,215/mo
Today · 4.125%
HK$40,831
baseline
▲ 0.50% · 4.625%
HK$43,315
+HK$2,484/mo
Deposit HK$8.42M · loan HK$8.42M · min. income ≈ HK$81,662/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$631,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,743
−HK$2,310/mo
▼ 0.25% · 3.875%
HK$43,890
−HK$1,163/mo
Today · 4.125%
HK$45,053
baseline
▲ 0.50% · 4.625%
HK$47,427
+HK$2,374/mo
Deposit HK$8.42M · loan HK$8.42M · min. income ≈ HK$90,106/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$631,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,106
−HK$2,891/mo
▼ 0.25% · 3.875%
HK$47,540
−HK$1,457/mo
Today · 4.125%
HK$48,997
baseline
▲ 0.50% · 4.625%
HK$51,978
+HK$2,981/mo
Deposit HK$6.74M · loan HK$10.11M · min. income ≈ HK$97,994/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$631,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,292
−HK$2,771/mo
▼ 0.25% · 3.875%
HK$52,668
−HK$1,395/mo
Today · 4.125%
HK$54,063
baseline
▲ 0.50% · 4.625%
HK$56,913
+HK$2,850/mo
Deposit HK$6.74M · loan HK$10.11M · min. income ≈ HK$108,126/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$631,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,790
−HK$3,373/mo
▼ 0.25% · 3.875%
HK$55,463
−HK$1,700/mo
Today · 4.125%
HK$57,163
baseline
▲ 0.50% · 4.625%
HK$60,641
+HK$3,478/mo
Deposit HK$5.05M · loan HK$11.79M · min. income ≈ HK$114,326/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$631,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,841
−HK$3,233/mo
▼ 0.25% · 3.875%
HK$61,446
−HK$1,628/mo
Today · 4.125%
HK$63,074
baseline
▲ 0.50% · 4.625%
HK$66,398
+HK$3,324/mo
Deposit HK$5.05M · loan HK$11.79M · min. income ≈ HK$126,148/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$631,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,158
−HK$4,337/mo
▼ 0.25% · 3.875%
HK$71,310
−HK$2,185/mo
Today · 4.125%
HK$73,495
baseline
▲ 0.50% · 4.625%
HK$77,967
+HK$4,472/mo
Deposit HK$1.68M · loan HK$15.16M · min. income ≈ HK$146,990/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$631,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,938
−HK$4,157/mo
▼ 0.25% · 3.875%
HK$79,001
−HK$2,094/mo
Today · 4.125%
HK$81,095
baseline
▲ 0.50% · 4.625%
HK$85,369
+HK$4,274/mo
Deposit HK$1.68M · loan HK$15.16M · min. income ≈ HK$162,190/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$631,859 · Scale 2, in force from 26 Feb 2026)