LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,422
−HK$2,409/mo
▼ 0.25% · 3.875%
HK$39,617
−HK$1,214/mo
Today · 4.125%
HK$40,831
baseline
▲ 0.50% · 4.625%
HK$43,316
+HK$2,485/mo
Deposit HK$8.42M · loan HK$8.42M · min. income ≈ HK$81,662/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$631,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,744
−HK$2,309/mo
▼ 0.25% · 3.875%
HK$43,890
−HK$1,163/mo
Today · 4.125%
HK$45,053
baseline
▲ 0.50% · 4.625%
HK$47,428
+HK$2,375/mo
Deposit HK$8.42M · loan HK$8.42M · min. income ≈ HK$90,106/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$631,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,106
−HK$2,892/mo
▼ 0.25% · 3.875%
HK$47,540
−HK$1,458/mo
Today · 4.125%
HK$48,998
baseline
▲ 0.50% · 4.625%
HK$51,979
+HK$2,981/mo
Deposit HK$6.74M · loan HK$10.11M · min. income ≈ HK$97,996/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$631,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,293
−HK$2,771/mo
▼ 0.25% · 3.875%
HK$52,668
−HK$1,396/mo
Today · 4.125%
HK$54,064
baseline
▲ 0.50% · 4.625%
HK$56,914
+HK$2,850/mo
Deposit HK$6.74M · loan HK$10.11M · min. income ≈ HK$108,128/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$631,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,791
−HK$3,373/mo
▼ 0.25% · 3.875%
HK$55,464
−HK$1,700/mo
Today · 4.125%
HK$57,164
baseline
▲ 0.50% · 4.625%
HK$60,642
+HK$3,478/mo
Deposit HK$5.05M · loan HK$11.79M · min. income ≈ HK$114,328/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$631,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,842
−HK$3,233/mo
▼ 0.25% · 3.875%
HK$61,446
−HK$1,629/mo
Today · 4.125%
HK$63,075
baseline
▲ 0.50% · 4.625%
HK$66,399
+HK$3,324/mo
Deposit HK$5.05M · loan HK$11.79M · min. income ≈ HK$126,150/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$631,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,159
−HK$4,337/mo
▼ 0.25% · 3.875%
HK$71,311
−HK$2,185/mo
Today · 4.125%
HK$73,496
baseline
▲ 0.50% · 4.625%
HK$77,968
+HK$4,472/mo
Deposit HK$1.68M · loan HK$15.16M · min. income ≈ HK$146,992/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$631,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,939
−HK$4,157/mo
▼ 0.25% · 3.875%
HK$79,003
−HK$2,093/mo
Today · 4.125%
HK$81,096
baseline
▲ 0.50% · 4.625%
HK$85,371
+HK$4,275/mo
Deposit HK$1.68M · loan HK$15.16M · min. income ≈ HK$162,192/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$631,868 · Scale 2, in force from 26 Feb 2026)