LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,422
−HK$2,410/mo
▼ 0.25% · 3.875%
HK$39,617
−HK$1,215/mo
Today · 4.125%
HK$40,832
baseline
▲ 0.50% · 4.625%
HK$43,316
+HK$2,484/mo
Deposit HK$8.42M · loan HK$8.42M · min. income ≈ HK$81,664/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$631,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,744
−HK$2,310/mo
▼ 0.25% · 3.875%
HK$43,891
−HK$1,163/mo
Today · 4.125%
HK$45,054
baseline
▲ 0.50% · 4.625%
HK$47,428
+HK$2,374/mo
Deposit HK$8.42M · loan HK$8.42M · min. income ≈ HK$90,108/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$631,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,107
−HK$2,891/mo
▼ 0.25% · 3.875%
HK$47,541
−HK$1,457/mo
Today · 4.125%
HK$48,998
baseline
▲ 0.50% · 4.625%
HK$51,979
+HK$2,981/mo
Deposit HK$6.74M · loan HK$10.11M · min. income ≈ HK$97,996/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$631,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,293
−HK$2,771/mo
▼ 0.25% · 3.875%
HK$52,669
−HK$1,395/mo
Today · 4.125%
HK$54,064
baseline
▲ 0.50% · 4.625%
HK$56,914
+HK$2,850/mo
Deposit HK$6.74M · loan HK$10.11M · min. income ≈ HK$108,128/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$631,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,791
−HK$3,373/mo
▼ 0.25% · 3.875%
HK$55,464
−HK$1,700/mo
Today · 4.125%
HK$57,164
baseline
▲ 0.50% · 4.625%
HK$60,643
+HK$3,479/mo
Deposit HK$5.05M · loan HK$11.79M · min. income ≈ HK$114,328/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$631,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,842
−HK$3,233/mo
▼ 0.25% · 3.875%
HK$61,447
−HK$1,628/mo
Today · 4.125%
HK$63,075
baseline
▲ 0.50% · 4.625%
HK$66,400
+HK$3,325/mo
Deposit HK$5.05M · loan HK$11.79M · min. income ≈ HK$126,150/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$631,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,160
−HK$4,337/mo
▼ 0.25% · 3.875%
HK$71,311
−HK$2,186/mo
Today · 4.125%
HK$73,497
baseline
▲ 0.50% · 4.625%
HK$77,969
+HK$4,472/mo
Deposit HK$1.68M · loan HK$15.16M · min. income ≈ HK$146,994/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$631,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,940
−HK$4,157/mo
▼ 0.25% · 3.875%
HK$79,003
−HK$2,094/mo
Today · 4.125%
HK$81,097
baseline
▲ 0.50% · 4.625%
HK$85,371
+HK$4,274/mo
Deposit HK$1.68M · loan HK$15.16M · min. income ≈ HK$162,194/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$631,873 · Scale 2, in force from 26 Feb 2026)