LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,423
−HK$2,409/mo
▼ 0.25% · 3.875%
HK$39,618
−HK$1,214/mo
Today · 4.125%
HK$40,832
baseline
▲ 0.50% · 4.625%
HK$43,316
+HK$2,484/mo
Deposit HK$8.43M · loan HK$8.43M · min. income ≈ HK$81,664/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$631,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,745
−HK$2,309/mo
▼ 0.25% · 3.875%
HK$43,891
−HK$1,163/mo
Today · 4.125%
HK$45,054
baseline
▲ 0.50% · 4.625%
HK$47,429
+HK$2,375/mo
Deposit HK$8.43M · loan HK$8.43M · min. income ≈ HK$90,108/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$631,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,107
−HK$2,891/mo
▼ 0.25% · 3.875%
HK$47,541
−HK$1,457/mo
Today · 4.125%
HK$48,998
baseline
▲ 0.50% · 4.625%
HK$51,980
+HK$2,982/mo
Deposit HK$6.74M · loan HK$10.11M · min. income ≈ HK$97,996/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$631,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,294
−HK$2,771/mo
▼ 0.25% · 3.875%
HK$52,669
−HK$1,396/mo
Today · 4.125%
HK$54,065
baseline
▲ 0.50% · 4.625%
HK$56,915
+HK$2,850/mo
Deposit HK$6.74M · loan HK$10.11M · min. income ≈ HK$108,130/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$631,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,792
−HK$3,373/mo
▼ 0.25% · 3.875%
HK$55,465
−HK$1,700/mo
Today · 4.125%
HK$57,165
baseline
▲ 0.50% · 4.625%
HK$60,643
+HK$3,478/mo
Deposit HK$5.06M · loan HK$11.80M · min. income ≈ HK$114,330/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$631,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,843
−HK$3,233/mo
▼ 0.25% · 3.875%
HK$61,447
−HK$1,629/mo
Today · 4.125%
HK$63,076
baseline
▲ 0.50% · 4.625%
HK$66,400
+HK$3,324/mo
Deposit HK$5.06M · loan HK$11.80M · min. income ≈ HK$126,152/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$631,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,161
−HK$4,336/mo
▼ 0.25% · 3.875%
HK$71,312
−HK$2,185/mo
Today · 4.125%
HK$73,497
baseline
▲ 0.50% · 4.625%
HK$77,970
+HK$4,473/mo
Deposit HK$1.69M · loan HK$15.17M · min. income ≈ HK$146,994/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$631,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,940
−HK$4,157/mo
▼ 0.25% · 3.875%
HK$79,004
−HK$2,093/mo
Today · 4.125%
HK$81,097
baseline
▲ 0.50% · 4.625%
HK$85,372
+HK$4,275/mo
Deposit HK$1.69M · loan HK$15.17M · min. income ≈ HK$162,194/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$631,879 · Scale 2, in force from 26 Feb 2026)