LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,423
−HK$2,410/mo
▼ 0.25% · 3.875%
HK$39,618
−HK$1,215/mo
Today · 4.125%
HK$40,833
baseline
▲ 0.50% · 4.625%
HK$43,317
+HK$2,484/mo
Deposit HK$8.43M · loan HK$8.43M · min. income ≈ HK$81,666/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$631,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,745
−HK$2,310/mo
▼ 0.25% · 3.875%
HK$43,892
−HK$1,163/mo
Today · 4.125%
HK$45,055
baseline
▲ 0.50% · 4.625%
HK$47,430
+HK$2,375/mo
Deposit HK$8.43M · loan HK$8.43M · min. income ≈ HK$90,110/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$631,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,108
−HK$2,891/mo
▼ 0.25% · 3.875%
HK$47,542
−HK$1,457/mo
Today · 4.125%
HK$48,999
baseline
▲ 0.50% · 4.625%
HK$51,981
+HK$2,982/mo
Deposit HK$6.74M · loan HK$10.11M · min. income ≈ HK$97,998/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$631,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,294
−HK$2,772/mo
▼ 0.25% · 3.875%
HK$52,670
−HK$1,396/mo
Today · 4.125%
HK$54,066
baseline
▲ 0.50% · 4.625%
HK$56,916
+HK$2,850/mo
Deposit HK$6.74M · loan HK$10.11M · min. income ≈ HK$108,132/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$631,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,792
−HK$3,374/mo
▼ 0.25% · 3.875%
HK$55,466
−HK$1,700/mo
Today · 4.125%
HK$57,166
baseline
▲ 0.50% · 4.625%
HK$60,644
+HK$3,478/mo
Deposit HK$5.06M · loan HK$11.80M · min. income ≈ HK$114,332/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$631,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,843
−HK$3,234/mo
▼ 0.25% · 3.875%
HK$61,448
−HK$1,629/mo
Today · 4.125%
HK$63,077
baseline
▲ 0.50% · 4.625%
HK$66,401
+HK$3,324/mo
Deposit HK$5.06M · loan HK$11.80M · min. income ≈ HK$126,154/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$631,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,162
−HK$4,337/mo
▼ 0.25% · 3.875%
HK$71,313
−HK$2,186/mo
Today · 4.125%
HK$73,499
baseline
▲ 0.50% · 4.625%
HK$77,971
+HK$4,472/mo
Deposit HK$1.69M · loan HK$15.17M · min. income ≈ HK$146,998/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$631,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,942
−HK$4,156/mo
▼ 0.25% · 3.875%
HK$79,005
−HK$2,093/mo
Today · 4.125%
HK$81,098
baseline
▲ 0.50% · 4.625%
HK$85,373
+HK$4,275/mo
Deposit HK$1.69M · loan HK$15.17M · min. income ≈ HK$162,196/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$631,888 · Scale 2, in force from 26 Feb 2026)