LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,425
−HK$2,409/mo
▼ 0.25% · 3.875%
HK$39,620
−HK$1,214/mo
Today · 4.125%
HK$40,834
baseline
▲ 0.50% · 4.625%
HK$43,319
+HK$2,485/mo
Deposit HK$8.43M · loan HK$8.43M · min. income ≈ HK$81,668/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$631,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,747
−HK$2,309/mo
▼ 0.25% · 3.875%
HK$43,893
−HK$1,163/mo
Today · 4.125%
HK$45,056
baseline
▲ 0.50% · 4.625%
HK$47,431
+HK$2,375/mo
Deposit HK$8.43M · loan HK$8.43M · min. income ≈ HK$90,112/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$631,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,109
−HK$2,892/mo
▼ 0.25% · 3.875%
HK$47,544
−HK$1,457/mo
Today · 4.125%
HK$49,001
baseline
▲ 0.50% · 4.625%
HK$51,982
+HK$2,981/mo
Deposit HK$6.74M · loan HK$10.11M · min. income ≈ HK$98,002/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$631,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,296
−HK$2,772/mo
▼ 0.25% · 3.875%
HK$52,672
−HK$1,396/mo
Today · 4.125%
HK$54,068
baseline
▲ 0.50% · 4.625%
HK$56,918
+HK$2,850/mo
Deposit HK$6.74M · loan HK$10.11M · min. income ≈ HK$108,136/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$631,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,794
−HK$3,374/mo
▼ 0.25% · 3.875%
HK$55,468
−HK$1,700/mo
Today · 4.125%
HK$57,168
baseline
▲ 0.50% · 4.625%
HK$60,646
+HK$3,478/mo
Deposit HK$5.06M · loan HK$11.80M · min. income ≈ HK$114,336/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$631,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,846
−HK$3,233/mo
▼ 0.25% · 3.875%
HK$61,451
−HK$1,628/mo
Today · 4.125%
HK$63,079
baseline
▲ 0.50% · 4.625%
HK$66,404
+HK$3,325/mo
Deposit HK$5.06M · loan HK$11.80M · min. income ≈ HK$126,158/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$631,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,164
−HK$4,337/mo
▼ 0.25% · 3.875%
HK$71,316
−HK$2,185/mo
Today · 4.125%
HK$73,501
baseline
▲ 0.50% · 4.625%
HK$77,974
+HK$4,473/mo
Deposit HK$1.69M · loan HK$15.17M · min. income ≈ HK$147,002/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$631,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,944
−HK$4,157/mo
▼ 0.25% · 3.875%
HK$79,008
−HK$2,093/mo
Today · 4.125%
HK$81,101
baseline
▲ 0.50% · 4.625%
HK$85,376
+HK$4,275/mo
Deposit HK$1.69M · loan HK$15.17M · min. income ≈ HK$162,202/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$631,912 · Scale 2, in force from 26 Feb 2026)