LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,425
−HK$2,409/mo
▼ 0.25% · 3.875%
HK$39,620
−HK$1,214/mo
Today · 4.125%
HK$40,834
baseline
▲ 0.50% · 4.625%
HK$43,319
+HK$2,485/mo
Deposit HK$8.43M · loan HK$8.43M · min. income ≈ HK$81,668/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$631,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,747
−HK$2,310/mo
▼ 0.25% · 3.875%
HK$43,894
−HK$1,163/mo
Today · 4.125%
HK$45,057
baseline
▲ 0.50% · 4.625%
HK$47,432
+HK$2,375/mo
Deposit HK$8.43M · loan HK$8.43M · min. income ≈ HK$90,114/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$631,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,110
−HK$2,891/mo
▼ 0.25% · 3.875%
HK$47,544
−HK$1,457/mo
Today · 4.125%
HK$49,001
baseline
▲ 0.50% · 4.625%
HK$51,983
+HK$2,982/mo
Deposit HK$6.74M · loan HK$10.11M · min. income ≈ HK$98,002/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$631,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,297
−HK$2,771/mo
▼ 0.25% · 3.875%
HK$52,672
−HK$1,396/mo
Today · 4.125%
HK$54,068
baseline
▲ 0.50% · 4.625%
HK$56,918
+HK$2,850/mo
Deposit HK$6.74M · loan HK$10.11M · min. income ≈ HK$108,136/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$631,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,795
−HK$3,373/mo
▼ 0.25% · 3.875%
HK$55,468
−HK$1,700/mo
Today · 4.125%
HK$57,168
baseline
▲ 0.50% · 4.625%
HK$60,647
+HK$3,479/mo
Deposit HK$5.06M · loan HK$11.80M · min. income ≈ HK$114,336/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$631,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,846
−HK$3,233/mo
▼ 0.25% · 3.875%
HK$61,451
−HK$1,628/mo
Today · 4.125%
HK$63,079
baseline
▲ 0.50% · 4.625%
HK$66,404
+HK$3,325/mo
Deposit HK$5.06M · loan HK$11.80M · min. income ≈ HK$126,158/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$631,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,165
−HK$4,337/mo
▼ 0.25% · 3.875%
HK$71,316
−HK$2,186/mo
Today · 4.125%
HK$73,502
baseline
▲ 0.50% · 4.625%
HK$77,974
+HK$4,472/mo
Deposit HK$1.69M · loan HK$15.17M · min. income ≈ HK$147,004/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$631,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,945
−HK$4,157/mo
▼ 0.25% · 3.875%
HK$79,009
−HK$2,093/mo
Today · 4.125%
HK$81,102
baseline
▲ 0.50% · 4.625%
HK$85,377
+HK$4,275/mo
Deposit HK$1.69M · loan HK$15.17M · min. income ≈ HK$162,204/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$631,917 · Scale 2, in force from 26 Feb 2026)