LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,425
−HK$2,410/mo
▼ 0.25% · 3.875%
HK$39,621
−HK$1,214/mo
Today · 4.125%
HK$40,835
baseline
▲ 0.50% · 4.625%
HK$43,320
+HK$2,485/mo
Deposit HK$8.43M · loan HK$8.43M · min. income ≈ HK$81,670/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$631,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,748
−HK$2,309/mo
▼ 0.25% · 3.875%
HK$43,894
−HK$1,163/mo
Today · 4.125%
HK$45,057
baseline
▲ 0.50% · 4.625%
HK$47,432
+HK$2,375/mo
Deposit HK$8.43M · loan HK$8.43M · min. income ≈ HK$90,114/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$631,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,110
−HK$2,892/mo
▼ 0.25% · 3.875%
HK$47,545
−HK$1,457/mo
Today · 4.125%
HK$49,002
baseline
▲ 0.50% · 4.625%
HK$51,984
+HK$2,982/mo
Deposit HK$6.74M · loan HK$10.11M · min. income ≈ HK$98,004/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$631,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,297
−HK$2,772/mo
▼ 0.25% · 3.875%
HK$52,673
−HK$1,396/mo
Today · 4.125%
HK$54,069
baseline
▲ 0.50% · 4.625%
HK$56,919
+HK$2,850/mo
Deposit HK$6.74M · loan HK$10.11M · min. income ≈ HK$108,138/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$631,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,795
−HK$3,374/mo
▼ 0.25% · 3.875%
HK$55,469
−HK$1,700/mo
Today · 4.125%
HK$57,169
baseline
▲ 0.50% · 4.625%
HK$60,647
+HK$3,478/mo
Deposit HK$5.06M · loan HK$11.80M · min. income ≈ HK$114,338/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$631,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,847
−HK$3,233/mo
▼ 0.25% · 3.875%
HK$61,452
−HK$1,628/mo
Today · 4.125%
HK$63,080
baseline
▲ 0.50% · 4.625%
HK$66,405
+HK$3,325/mo
Deposit HK$5.06M · loan HK$11.80M · min. income ≈ HK$126,160/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$631,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,166
−HK$4,337/mo
▼ 0.25% · 3.875%
HK$71,317
−HK$2,186/mo
Today · 4.125%
HK$73,503
baseline
▲ 0.50% · 4.625%
HK$77,975
+HK$4,472/mo
Deposit HK$1.69M · loan HK$15.17M · min. income ≈ HK$147,006/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$631,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,946
−HK$4,157/mo
▼ 0.25% · 3.875%
HK$79,010
−HK$2,093/mo
Today · 4.125%
HK$81,103
baseline
▲ 0.50% · 4.625%
HK$85,378
+HK$4,275/mo
Deposit HK$1.69M · loan HK$15.17M · min. income ≈ HK$162,206/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$631,925 · Scale 2, in force from 26 Feb 2026)