LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,426
−HK$2,409/mo
▼ 0.25% · 3.875%
HK$39,621
−HK$1,214/mo
Today · 4.125%
HK$40,835
baseline
▲ 0.50% · 4.625%
HK$43,320
+HK$2,485/mo
Deposit HK$8.43M · loan HK$8.43M · min. income ≈ HK$81,670/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$631,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,748
−HK$2,310/mo
▼ 0.25% · 3.875%
HK$43,895
−HK$1,163/mo
Today · 4.125%
HK$45,058
baseline
▲ 0.50% · 4.625%
HK$47,433
+HK$2,375/mo
Deposit HK$8.43M · loan HK$8.43M · min. income ≈ HK$90,116/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$631,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,111
−HK$2,892/mo
▼ 0.25% · 3.875%
HK$47,545
−HK$1,458/mo
Today · 4.125%
HK$49,003
baseline
▲ 0.50% · 4.625%
HK$51,984
+HK$2,981/mo
Deposit HK$6.74M · loan HK$10.11M · min. income ≈ HK$98,006/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$631,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,298
−HK$2,771/mo
▼ 0.25% · 3.875%
HK$52,674
−HK$1,395/mo
Today · 4.125%
HK$54,069
baseline
▲ 0.50% · 4.625%
HK$56,920
+HK$2,851/mo
Deposit HK$6.74M · loan HK$10.11M · min. income ≈ HK$108,138/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$631,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,796
−HK$3,374/mo
▼ 0.25% · 3.875%
HK$55,470
−HK$1,700/mo
Today · 4.125%
HK$57,170
baseline
▲ 0.50% · 4.625%
HK$60,648
+HK$3,478/mo
Deposit HK$5.06M · loan HK$11.80M · min. income ≈ HK$114,340/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$631,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,848
−HK$3,233/mo
▼ 0.25% · 3.875%
HK$61,453
−HK$1,628/mo
Today · 4.125%
HK$63,081
baseline
▲ 0.50% · 4.625%
HK$66,406
+HK$3,325/mo
Deposit HK$5.06M · loan HK$11.80M · min. income ≈ HK$126,162/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$631,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,166
−HK$4,338/mo
▼ 0.25% · 3.875%
HK$71,318
−HK$2,186/mo
Today · 4.125%
HK$73,504
baseline
▲ 0.50% · 4.625%
HK$77,976
+HK$4,472/mo
Deposit HK$1.69M · loan HK$15.17M · min. income ≈ HK$147,008/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$631,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,947
−HK$4,157/mo
▼ 0.25% · 3.875%
HK$79,011
−HK$2,093/mo
Today · 4.125%
HK$81,104
baseline
▲ 0.50% · 4.625%
HK$85,379
+HK$4,275/mo
Deposit HK$1.69M · loan HK$15.17M · min. income ≈ HK$162,208/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$631,933 · Scale 2, in force from 26 Feb 2026)