LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,427
−HK$2,409/mo
▼ 0.25% · 3.875%
HK$39,622
−HK$1,214/mo
Today · 4.125%
HK$40,836
baseline
▲ 0.50% · 4.625%
HK$43,321
+HK$2,485/mo
Deposit HK$8.43M · loan HK$8.43M · min. income ≈ HK$81,672/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$631,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,749
−HK$2,310/mo
▼ 0.25% · 3.875%
HK$43,896
−HK$1,163/mo
Today · 4.125%
HK$45,059
baseline
▲ 0.50% · 4.625%
HK$47,434
+HK$2,375/mo
Deposit HK$8.43M · loan HK$8.43M · min. income ≈ HK$90,118/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$631,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,112
−HK$2,892/mo
▼ 0.25% · 3.875%
HK$47,546
−HK$1,458/mo
Today · 4.125%
HK$49,004
baseline
▲ 0.50% · 4.625%
HK$51,986
+HK$2,982/mo
Deposit HK$6.74M · loan HK$10.11M · min. income ≈ HK$98,008/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$631,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,299
−HK$2,772/mo
▼ 0.25% · 3.875%
HK$52,675
−HK$1,396/mo
Today · 4.125%
HK$54,071
baseline
▲ 0.50% · 4.625%
HK$56,921
+HK$2,850/mo
Deposit HK$6.74M · loan HK$10.11M · min. income ≈ HK$108,142/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$631,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,797
−HK$3,374/mo
▼ 0.25% · 3.875%
HK$55,471
−HK$1,700/mo
Today · 4.125%
HK$57,171
baseline
▲ 0.50% · 4.625%
HK$60,650
+HK$3,479/mo
Deposit HK$5.06M · loan HK$11.80M · min. income ≈ HK$114,342/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$631,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,849
−HK$3,234/mo
▼ 0.25% · 3.875%
HK$61,454
−HK$1,629/mo
Today · 4.125%
HK$63,083
baseline
▲ 0.50% · 4.625%
HK$66,408
+HK$3,325/mo
Deposit HK$5.06M · loan HK$11.80M · min. income ≈ HK$126,166/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$631,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,168
−HK$4,338/mo
▼ 0.25% · 3.875%
HK$71,320
−HK$2,186/mo
Today · 4.125%
HK$73,506
baseline
▲ 0.50% · 4.625%
HK$77,978
+HK$4,472/mo
Deposit HK$1.69M · loan HK$15.17M · min. income ≈ HK$147,012/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$631,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,949
−HK$4,157/mo
▼ 0.25% · 3.875%
HK$79,013
−HK$2,093/mo
Today · 4.125%
HK$81,106
baseline
▲ 0.50% · 4.625%
HK$85,381
+HK$4,275/mo
Deposit HK$1.69M · loan HK$15.17M · min. income ≈ HK$162,212/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$631,948 · Scale 2, in force from 26 Feb 2026)