LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,427
−HK$2,410/mo
▼ 0.25% · 3.875%
HK$39,623
−HK$1,214/mo
Today · 4.125%
HK$40,837
baseline
▲ 0.50% · 4.625%
HK$43,322
+HK$2,485/mo
Deposit HK$8.43M · loan HK$8.43M · min. income ≈ HK$81,674/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$631,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,750
−HK$2,310/mo
▼ 0.25% · 3.875%
HK$43,897
−HK$1,163/mo
Today · 4.125%
HK$45,060
baseline
▲ 0.50% · 4.625%
HK$47,435
+HK$2,375/mo
Deposit HK$8.43M · loan HK$8.43M · min. income ≈ HK$90,120/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$631,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,113
−HK$2,891/mo
▼ 0.25% · 3.875%
HK$47,547
−HK$1,457/mo
Today · 4.125%
HK$49,004
baseline
▲ 0.50% · 4.625%
HK$51,986
+HK$2,982/mo
Deposit HK$6.74M · loan HK$10.11M · min. income ≈ HK$98,008/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$631,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,300
−HK$2,772/mo
▼ 0.25% · 3.875%
HK$52,676
−HK$1,396/mo
Today · 4.125%
HK$54,072
baseline
▲ 0.50% · 4.625%
HK$56,922
+HK$2,850/mo
Deposit HK$6.74M · loan HK$10.11M · min. income ≈ HK$108,144/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$631,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,798
−HK$3,374/mo
▼ 0.25% · 3.875%
HK$55,472
−HK$1,700/mo
Today · 4.125%
HK$57,172
baseline
▲ 0.50% · 4.625%
HK$60,651
+HK$3,479/mo
Deposit HK$5.06M · loan HK$11.80M · min. income ≈ HK$114,344/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$631,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,850
−HK$3,234/mo
▼ 0.25% · 3.875%
HK$61,455
−HK$1,629/mo
Today · 4.125%
HK$63,084
baseline
▲ 0.50% · 4.625%
HK$66,409
+HK$3,325/mo
Deposit HK$5.06M · loan HK$11.80M · min. income ≈ HK$126,168/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$631,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,169
−HK$4,338/mo
▼ 0.25% · 3.875%
HK$71,321
−HK$2,186/mo
Today · 4.125%
HK$73,507
baseline
▲ 0.50% · 4.625%
HK$77,979
+HK$4,472/mo
Deposit HK$1.69M · loan HK$15.17M · min. income ≈ HK$147,014/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$631,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,950
−HK$4,157/mo
▼ 0.25% · 3.875%
HK$79,014
−HK$2,093/mo
Today · 4.125%
HK$81,107
baseline
▲ 0.50% · 4.625%
HK$85,383
+HK$4,276/mo
Deposit HK$1.69M · loan HK$15.17M · min. income ≈ HK$162,214/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$631,958 · Scale 2, in force from 26 Feb 2026)