LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,428
−HK$2,410/mo
▼ 0.25% · 3.875%
HK$39,623
−HK$1,215/mo
Today · 4.125%
HK$40,838
baseline
▲ 0.50% · 4.625%
HK$43,323
+HK$2,485/mo
Deposit HK$8.43M · loan HK$8.43M · min. income ≈ HK$81,676/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$631,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,751
−HK$2,309/mo
▼ 0.25% · 3.875%
HK$43,897
−HK$1,163/mo
Today · 4.125%
HK$45,060
baseline
▲ 0.50% · 4.625%
HK$47,436
+HK$2,376/mo
Deposit HK$8.43M · loan HK$8.43M · min. income ≈ HK$90,120/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$631,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,114
−HK$2,891/mo
▼ 0.25% · 3.875%
HK$47,548
−HK$1,457/mo
Today · 4.125%
HK$49,005
baseline
▲ 0.50% · 4.625%
HK$51,987
+HK$2,982/mo
Deposit HK$6.74M · loan HK$10.11M · min. income ≈ HK$98,010/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$631,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,301
−HK$2,772/mo
▼ 0.25% · 3.875%
HK$52,677
−HK$1,396/mo
Today · 4.125%
HK$54,073
baseline
▲ 0.50% · 4.625%
HK$56,923
+HK$2,850/mo
Deposit HK$6.74M · loan HK$10.11M · min. income ≈ HK$108,146/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$631,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,799
−HK$3,374/mo
▼ 0.25% · 3.875%
HK$55,473
−HK$1,700/mo
Today · 4.125%
HK$57,173
baseline
▲ 0.50% · 4.625%
HK$60,652
+HK$3,479/mo
Deposit HK$5.06M · loan HK$11.80M · min. income ≈ HK$114,346/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$631,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,851
−HK$3,234/mo
▼ 0.25% · 3.875%
HK$61,456
−HK$1,629/mo
Today · 4.125%
HK$63,085
baseline
▲ 0.50% · 4.625%
HK$66,410
+HK$3,325/mo
Deposit HK$5.06M · loan HK$11.80M · min. income ≈ HK$126,170/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$631,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,170
−HK$4,338/mo
▼ 0.25% · 3.875%
HK$71,322
−HK$2,186/mo
Today · 4.125%
HK$73,508
baseline
▲ 0.50% · 4.625%
HK$77,981
+HK$4,473/mo
Deposit HK$1.69M · loan HK$15.17M · min. income ≈ HK$147,016/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$631,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,951
−HK$4,158/mo
▼ 0.25% · 3.875%
HK$79,015
−HK$2,094/mo
Today · 4.125%
HK$81,109
baseline
▲ 0.50% · 4.625%
HK$85,384
+HK$4,275/mo
Deposit HK$1.69M · loan HK$15.17M · min. income ≈ HK$162,218/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$631,969 · Scale 2, in force from 26 Feb 2026)