LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,429
−HK$2,410/mo
▼ 0.25% · 3.875%
HK$39,624
−HK$1,215/mo
Today · 4.125%
HK$40,839
baseline
▲ 0.50% · 4.625%
HK$43,323
+HK$2,484/mo
Deposit HK$8.43M · loan HK$8.43M · min. income ≈ HK$81,678/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$631,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,752
−HK$2,309/mo
▼ 0.25% · 3.875%
HK$43,898
−HK$1,163/mo
Today · 4.125%
HK$45,061
baseline
▲ 0.50% · 4.625%
HK$47,437
+HK$2,376/mo
Deposit HK$8.43M · loan HK$8.43M · min. income ≈ HK$90,122/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$631,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,114
−HK$2,892/mo
▼ 0.25% · 3.875%
HK$47,549
−HK$1,457/mo
Today · 4.125%
HK$49,006
baseline
▲ 0.50% · 4.625%
HK$51,988
+HK$2,982/mo
Deposit HK$6.74M · loan HK$10.11M · min. income ≈ HK$98,012/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$631,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,302
−HK$2,772/mo
▼ 0.25% · 3.875%
HK$52,678
−HK$1,396/mo
Today · 4.125%
HK$54,074
baseline
▲ 0.50% · 4.625%
HK$56,924
+HK$2,850/mo
Deposit HK$6.74M · loan HK$10.11M · min. income ≈ HK$108,148/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$631,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,800
−HK$3,374/mo
▼ 0.25% · 3.875%
HK$55,474
−HK$1,700/mo
Today · 4.125%
HK$57,174
baseline
▲ 0.50% · 4.625%
HK$60,653
+HK$3,479/mo
Deposit HK$5.06M · loan HK$11.80M · min. income ≈ HK$114,348/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$631,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,852
−HK$3,234/mo
▼ 0.25% · 3.875%
HK$61,457
−HK$1,629/mo
Today · 4.125%
HK$63,086
baseline
▲ 0.50% · 4.625%
HK$66,411
+HK$3,325/mo
Deposit HK$5.06M · loan HK$11.80M · min. income ≈ HK$126,172/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$631,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,172
−HK$4,337/mo
▼ 0.25% · 3.875%
HK$71,323
−HK$2,186/mo
Today · 4.125%
HK$73,509
baseline
▲ 0.50% · 4.625%
HK$77,982
+HK$4,473/mo
Deposit HK$1.69M · loan HK$15.17M · min. income ≈ HK$147,018/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$631,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,953
−HK$4,157/mo
▼ 0.25% · 3.875%
HK$79,017
−HK$2,093/mo
Today · 4.125%
HK$81,110
baseline
▲ 0.50% · 4.625%
HK$85,386
+HK$4,276/mo
Deposit HK$1.69M · loan HK$15.17M · min. income ≈ HK$162,220/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$631,981 · Scale 2, in force from 26 Feb 2026)