LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,430
−HK$2,410/mo
▼ 0.25% · 3.875%
HK$39,626
−HK$1,214/mo
Today · 4.125%
HK$40,840
baseline
▲ 0.50% · 4.625%
HK$43,325
+HK$2,485/mo
Deposit HK$8.43M · loan HK$8.43M · min. income ≈ HK$81,680/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$632,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,753
−HK$2,310/mo
▼ 0.25% · 3.875%
HK$43,900
−HK$1,163/mo
Today · 4.125%
HK$45,063
baseline
▲ 0.50% · 4.625%
HK$47,438
+HK$2,375/mo
Deposit HK$8.43M · loan HK$8.43M · min. income ≈ HK$90,126/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$632,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,116
−HK$2,892/mo
▼ 0.25% · 3.875%
HK$47,551
−HK$1,457/mo
Today · 4.125%
HK$49,008
baseline
▲ 0.50% · 4.625%
HK$51,990
+HK$2,982/mo
Deposit HK$6.74M · loan HK$10.11M · min. income ≈ HK$98,016/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$632,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,304
−HK$2,772/mo
▼ 0.25% · 3.875%
HK$52,680
−HK$1,396/mo
Today · 4.125%
HK$54,076
baseline
▲ 0.50% · 4.625%
HK$56,926
+HK$2,850/mo
Deposit HK$6.74M · loan HK$10.11M · min. income ≈ HK$108,152/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$632,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,802
−HK$3,374/mo
▼ 0.25% · 3.875%
HK$55,476
−HK$1,700/mo
Today · 4.125%
HK$57,176
baseline
▲ 0.50% · 4.625%
HK$60,655
+HK$3,479/mo
Deposit HK$5.06M · loan HK$11.80M · min. income ≈ HK$114,352/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$632,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,854
−HK$3,234/mo
▼ 0.25% · 3.875%
HK$61,460
−HK$1,628/mo
Today · 4.125%
HK$63,088
baseline
▲ 0.50% · 4.625%
HK$66,414
+HK$3,326/mo
Deposit HK$5.06M · loan HK$11.80M · min. income ≈ HK$126,176/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$632,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,174
−HK$4,338/mo
▼ 0.25% · 3.875%
HK$71,326
−HK$2,186/mo
Today · 4.125%
HK$73,512
baseline
▲ 0.50% · 4.625%
HK$77,985
+HK$4,473/mo
Deposit HK$1.69M · loan HK$15.17M · min. income ≈ HK$147,024/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,956
−HK$4,157/mo
▼ 0.25% · 3.875%
HK$79,020
−HK$2,093/mo
Today · 4.125%
HK$81,113
baseline
▲ 0.50% · 4.625%
HK$85,389
+HK$4,276/mo
Deposit HK$1.69M · loan HK$15.17M · min. income ≈ HK$162,226/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,004 · Scale 2, in force from 26 Feb 2026)