LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,433
−HK$2,410/mo
▼ 0.25% · 3.875%
HK$39,628
−HK$1,215/mo
Today · 4.125%
HK$40,843
baseline
▲ 0.50% · 4.625%
HK$43,328
+HK$2,485/mo
Deposit HK$8.43M · loan HK$8.43M · min. income ≈ HK$81,686/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$632,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,756
−HK$2,310/mo
▼ 0.25% · 3.875%
HK$43,903
−HK$1,163/mo
Today · 4.125%
HK$45,066
baseline
▲ 0.50% · 4.625%
HK$47,441
+HK$2,375/mo
Deposit HK$8.43M · loan HK$8.43M · min. income ≈ HK$90,132/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$632,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,119
−HK$2,892/mo
▼ 0.25% · 3.875%
HK$47,554
−HK$1,457/mo
Today · 4.125%
HK$49,011
baseline
▲ 0.50% · 4.625%
HK$51,994
+HK$2,983/mo
Deposit HK$6.74M · loan HK$10.11M · min. income ≈ HK$98,022/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$632,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,307
−HK$2,772/mo
▼ 0.25% · 3.875%
HK$52,683
−HK$1,396/mo
Today · 4.125%
HK$54,079
baseline
▲ 0.50% · 4.625%
HK$56,930
+HK$2,851/mo
Deposit HK$6.74M · loan HK$10.11M · min. income ≈ HK$108,158/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$632,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,806
−HK$3,374/mo
▼ 0.25% · 3.875%
HK$55,479
−HK$1,701/mo
Today · 4.125%
HK$57,180
baseline
▲ 0.50% · 4.625%
HK$60,659
+HK$3,479/mo
Deposit HK$5.06M · loan HK$11.80M · min. income ≈ HK$114,360/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$632,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,858
−HK$3,234/mo
▼ 0.25% · 3.875%
HK$61,464
−HK$1,628/mo
Today · 4.125%
HK$63,092
baseline
▲ 0.50% · 4.625%
HK$66,418
+HK$3,326/mo
Deposit HK$5.06M · loan HK$11.80M · min. income ≈ HK$126,184/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$632,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,179
−HK$4,338/mo
▼ 0.25% · 3.875%
HK$71,331
−HK$2,186/mo
Today · 4.125%
HK$73,517
baseline
▲ 0.50% · 4.625%
HK$77,990
+HK$4,473/mo
Deposit HK$1.69M · loan HK$15.17M · min. income ≈ HK$147,034/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,961
−HK$4,158/mo
▼ 0.25% · 3.875%
HK$79,025
−HK$2,094/mo
Today · 4.125%
HK$81,119
baseline
▲ 0.50% · 4.625%
HK$85,395
+HK$4,276/mo
Deposit HK$1.69M · loan HK$15.17M · min. income ≈ HK$162,238/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,046 · Scale 2, in force from 26 Feb 2026)