LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,433
−HK$2,410/mo
▼ 0.25% · 3.875%
HK$39,629
−HK$1,214/mo
Today · 4.125%
HK$40,843
baseline
▲ 0.50% · 4.625%
HK$43,329
+HK$2,486/mo
Deposit HK$8.43M · loan HK$8.43M · min. income ≈ HK$81,686/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$632,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,757
−HK$2,310/mo
▼ 0.25% · 3.875%
HK$43,903
−HK$1,164/mo
Today · 4.125%
HK$45,067
baseline
▲ 0.50% · 4.625%
HK$47,442
+HK$2,375/mo
Deposit HK$8.43M · loan HK$8.43M · min. income ≈ HK$90,134/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$632,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,120
−HK$2,892/mo
▼ 0.25% · 3.875%
HK$47,554
−HK$1,458/mo
Today · 4.125%
HK$49,012
baseline
▲ 0.50% · 4.625%
HK$51,994
+HK$2,982/mo
Deposit HK$6.74M · loan HK$10.11M · min. income ≈ HK$98,024/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$632,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,308
−HK$2,772/mo
▼ 0.25% · 3.875%
HK$52,684
−HK$1,396/mo
Today · 4.125%
HK$54,080
baseline
▲ 0.50% · 4.625%
HK$56,930
+HK$2,850/mo
Deposit HK$6.74M · loan HK$10.11M · min. income ≈ HK$108,160/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$632,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,806
−HK$3,375/mo
▼ 0.25% · 3.875%
HK$55,480
−HK$1,701/mo
Today · 4.125%
HK$57,181
baseline
▲ 0.50% · 4.625%
HK$60,660
+HK$3,479/mo
Deposit HK$5.06M · loan HK$11.80M · min. income ≈ HK$114,362/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$632,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,859
−HK$3,234/mo
▼ 0.25% · 3.875%
HK$61,465
−HK$1,628/mo
Today · 4.125%
HK$63,093
baseline
▲ 0.50% · 4.625%
HK$66,419
+HK$3,326/mo
Deposit HK$5.06M · loan HK$11.80M · min. income ≈ HK$126,186/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$632,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,180
−HK$4,338/mo
▼ 0.25% · 3.875%
HK$71,332
−HK$2,186/mo
Today · 4.125%
HK$73,518
baseline
▲ 0.50% · 4.625%
HK$77,991
+HK$4,473/mo
Deposit HK$1.69M · loan HK$15.17M · min. income ≈ HK$147,036/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,962
−HK$4,158/mo
▼ 0.25% · 3.875%
HK$79,026
−HK$2,094/mo
Today · 4.125%
HK$81,120
baseline
▲ 0.50% · 4.625%
HK$85,396
+HK$4,276/mo
Deposit HK$1.69M · loan HK$15.17M · min. income ≈ HK$162,240/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,054 · Scale 2, in force from 26 Feb 2026)