LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,434
−HK$2,410/mo
▼ 0.25% · 3.875%
HK$39,630
−HK$1,214/mo
Today · 4.125%
HK$40,844
baseline
▲ 0.50% · 4.625%
HK$43,330
+HK$2,486/mo
Deposit HK$8.43M · loan HK$8.43M · min. income ≈ HK$81,688/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$632,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,758
−HK$2,310/mo
▼ 0.25% · 3.875%
HK$43,904
−HK$1,164/mo
Today · 4.125%
HK$45,068
baseline
▲ 0.50% · 4.625%
HK$47,443
+HK$2,375/mo
Deposit HK$8.43M · loan HK$8.43M · min. income ≈ HK$90,136/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$632,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,121
−HK$2,892/mo
▼ 0.25% · 3.875%
HK$47,556
−HK$1,457/mo
Today · 4.125%
HK$49,013
baseline
▲ 0.50% · 4.625%
HK$51,996
+HK$2,983/mo
Deposit HK$6.74M · loan HK$10.11M · min. income ≈ HK$98,026/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$632,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,309
−HK$2,772/mo
▼ 0.25% · 3.875%
HK$52,685
−HK$1,396/mo
Today · 4.125%
HK$54,081
baseline
▲ 0.50% · 4.625%
HK$56,932
+HK$2,851/mo
Deposit HK$6.74M · loan HK$10.11M · min. income ≈ HK$108,162/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$632,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,808
−HK$3,374/mo
▼ 0.25% · 3.875%
HK$55,482
−HK$1,700/mo
Today · 4.125%
HK$57,182
baseline
▲ 0.50% · 4.625%
HK$60,662
+HK$3,480/mo
Deposit HK$5.06M · loan HK$11.80M · min. income ≈ HK$114,364/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$632,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,861
−HK$3,234/mo
▼ 0.25% · 3.875%
HK$61,466
−HK$1,629/mo
Today · 4.125%
HK$63,095
baseline
▲ 0.50% · 4.625%
HK$66,421
+HK$3,326/mo
Deposit HK$5.06M · loan HK$11.80M · min. income ≈ HK$126,190/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$632,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,182
−HK$4,338/mo
▼ 0.25% · 3.875%
HK$71,334
−HK$2,186/mo
Today · 4.125%
HK$73,520
baseline
▲ 0.50% · 4.625%
HK$77,994
+HK$4,474/mo
Deposit HK$1.69M · loan HK$15.17M · min. income ≈ HK$147,040/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,964
−HK$4,158/mo
▼ 0.25% · 3.875%
HK$79,028
−HK$2,094/mo
Today · 4.125%
HK$81,122
baseline
▲ 0.50% · 4.625%
HK$85,398
+HK$4,276/mo
Deposit HK$1.69M · loan HK$15.17M · min. income ≈ HK$162,244/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,072 · Scale 2, in force from 26 Feb 2026)