LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,435
−HK$2,411/mo
▼ 0.25% · 3.875%
HK$39,631
−HK$1,215/mo
Today · 4.125%
HK$40,846
baseline
▲ 0.50% · 4.625%
HK$43,331
+HK$2,485/mo
Deposit HK$8.43M · loan HK$8.43M · min. income ≈ HK$81,692/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$632,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,759
−HK$2,310/mo
▼ 0.25% · 3.875%
HK$43,906
−HK$1,163/mo
Today · 4.125%
HK$45,069
baseline
▲ 0.50% · 4.625%
HK$47,445
+HK$2,376/mo
Deposit HK$8.43M · loan HK$8.43M · min. income ≈ HK$90,138/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$632,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,122
−HK$2,893/mo
▼ 0.25% · 3.875%
HK$47,557
−HK$1,458/mo
Today · 4.125%
HK$49,015
baseline
▲ 0.50% · 4.625%
HK$51,997
+HK$2,982/mo
Deposit HK$6.74M · loan HK$10.11M · min. income ≈ HK$98,030/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$632,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,311
−HK$2,772/mo
▼ 0.25% · 3.875%
HK$52,687
−HK$1,396/mo
Today · 4.125%
HK$54,083
baseline
▲ 0.50% · 4.625%
HK$56,934
+HK$2,851/mo
Deposit HK$6.74M · loan HK$10.11M · min. income ≈ HK$108,166/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$632,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,810
−HK$3,374/mo
▼ 0.25% · 3.875%
HK$55,483
−HK$1,701/mo
Today · 4.125%
HK$57,184
baseline
▲ 0.50% · 4.625%
HK$60,663
+HK$3,479/mo
Deposit HK$5.06M · loan HK$11.80M · min. income ≈ HK$114,368/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$632,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,863
−HK$3,234/mo
▼ 0.25% · 3.875%
HK$61,468
−HK$1,629/mo
Today · 4.125%
HK$63,097
baseline
▲ 0.50% · 4.625%
HK$66,423
+HK$3,326/mo
Deposit HK$5.06M · loan HK$11.80M · min. income ≈ HK$126,194/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$632,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,184
−HK$4,338/mo
▼ 0.25% · 3.875%
HK$71,336
−HK$2,186/mo
Today · 4.125%
HK$73,522
baseline
▲ 0.50% · 4.625%
HK$77,996
+HK$4,474/mo
Deposit HK$1.69M · loan HK$15.17M · min. income ≈ HK$147,044/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,966
−HK$4,158/mo
▼ 0.25% · 3.875%
HK$79,030
−HK$2,094/mo
Today · 4.125%
HK$81,124
baseline
▲ 0.50% · 4.625%
HK$85,401
+HK$4,277/mo
Deposit HK$1.69M · loan HK$15.17M · min. income ≈ HK$162,248/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,091 · Scale 2, in force from 26 Feb 2026)