LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,436
−HK$2,410/mo
▼ 0.25% · 3.875%
HK$39,632
−HK$1,214/mo
Today · 4.125%
HK$40,846
baseline
▲ 0.50% · 4.625%
HK$43,332
+HK$2,486/mo
Deposit HK$8.43M · loan HK$8.43M · min. income ≈ HK$81,692/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$632,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,760
−HK$2,310/mo
▼ 0.25% · 3.875%
HK$43,907
−HK$1,163/mo
Today · 4.125%
HK$45,070
baseline
▲ 0.50% · 4.625%
HK$47,446
+HK$2,376/mo
Deposit HK$8.43M · loan HK$8.43M · min. income ≈ HK$90,140/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$632,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,123
−HK$2,893/mo
▼ 0.25% · 3.875%
HK$47,558
−HK$1,458/mo
Today · 4.125%
HK$49,016
baseline
▲ 0.50% · 4.625%
HK$51,998
+HK$2,982/mo
Deposit HK$6.74M · loan HK$10.11M · min. income ≈ HK$98,032/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$632,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,312
−HK$2,772/mo
▼ 0.25% · 3.875%
HK$52,688
−HK$1,396/mo
Today · 4.125%
HK$54,084
baseline
▲ 0.50% · 4.625%
HK$56,935
+HK$2,851/mo
Deposit HK$6.74M · loan HK$10.11M · min. income ≈ HK$108,168/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$632,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,811
−HK$3,374/mo
▼ 0.25% · 3.875%
HK$55,484
−HK$1,701/mo
Today · 4.125%
HK$57,185
baseline
▲ 0.50% · 4.625%
HK$60,665
+HK$3,480/mo
Deposit HK$5.06M · loan HK$11.80M · min. income ≈ HK$114,370/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$632,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,864
−HK$3,234/mo
▼ 0.25% · 3.875%
HK$61,469
−HK$1,629/mo
Today · 4.125%
HK$63,098
baseline
▲ 0.50% · 4.625%
HK$66,424
+HK$3,326/mo
Deposit HK$5.06M · loan HK$11.80M · min. income ≈ HK$126,196/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$632,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,185
−HK$4,339/mo
▼ 0.25% · 3.875%
HK$71,337
−HK$2,187/mo
Today · 4.125%
HK$73,524
baseline
▲ 0.50% · 4.625%
HK$77,997
+HK$4,473/mo
Deposit HK$1.69M · loan HK$15.17M · min. income ≈ HK$147,048/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,968
−HK$4,158/mo
▼ 0.25% · 3.875%
HK$79,032
−HK$2,094/mo
Today · 4.125%
HK$81,126
baseline
▲ 0.50% · 4.625%
HK$85,402
+HK$4,276/mo
Deposit HK$1.69M · loan HK$15.17M · min. income ≈ HK$162,252/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,102 · Scale 2, in force from 26 Feb 2026)