LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,438
−HK$2,410/mo
▼ 0.25% · 3.875%
HK$39,633
−HK$1,215/mo
Today · 4.125%
HK$40,848
baseline
▲ 0.50% · 4.625%
HK$43,333
+HK$2,485/mo
Deposit HK$8.43M · loan HK$8.43M · min. income ≈ HK$81,696/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$632,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,761
−HK$2,311/mo
▼ 0.25% · 3.875%
HK$43,908
−HK$1,164/mo
Today · 4.125%
HK$45,072
baseline
▲ 0.50% · 4.625%
HK$47,447
+HK$2,375/mo
Deposit HK$8.43M · loan HK$8.43M · min. income ≈ HK$90,144/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$632,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,125
−HK$2,892/mo
▼ 0.25% · 3.875%
HK$47,560
−HK$1,457/mo
Today · 4.125%
HK$49,017
baseline
▲ 0.50% · 4.625%
HK$52,000
+HK$2,983/mo
Deposit HK$6.74M · loan HK$10.11M · min. income ≈ HK$98,034/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$632,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,314
−HK$2,772/mo
▼ 0.25% · 3.875%
HK$52,690
−HK$1,396/mo
Today · 4.125%
HK$54,086
baseline
▲ 0.50% · 4.625%
HK$56,937
+HK$2,851/mo
Deposit HK$6.74M · loan HK$10.11M · min. income ≈ HK$108,172/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$632,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,813
−HK$3,374/mo
▼ 0.25% · 3.875%
HK$55,486
−HK$1,701/mo
Today · 4.125%
HK$57,187
baseline
▲ 0.50% · 4.625%
HK$60,667
+HK$3,480/mo
Deposit HK$5.06M · loan HK$11.80M · min. income ≈ HK$114,374/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$632,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,866
−HK$3,234/mo
▼ 0.25% · 3.875%
HK$61,472
−HK$1,628/mo
Today · 4.125%
HK$63,100
baseline
▲ 0.50% · 4.625%
HK$66,426
+HK$3,326/mo
Deposit HK$5.06M · loan HK$11.80M · min. income ≈ HK$126,200/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$632,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,188
−HK$4,338/mo
▼ 0.25% · 3.875%
HK$71,340
−HK$2,186/mo
Today · 4.125%
HK$73,526
baseline
▲ 0.50% · 4.625%
HK$78,000
+HK$4,474/mo
Deposit HK$1.69M · loan HK$15.17M · min. income ≈ HK$147,052/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,970
−HK$4,159/mo
▼ 0.25% · 3.875%
HK$79,035
−HK$2,094/mo
Today · 4.125%
HK$81,129
baseline
▲ 0.50% · 4.625%
HK$85,405
+HK$4,276/mo
Deposit HK$1.69M · loan HK$15.17M · min. income ≈ HK$162,258/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,126 · Scale 2, in force from 26 Feb 2026)