LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,438
−HK$2,411/mo
▼ 0.25% · 3.875%
HK$39,634
−HK$1,215/mo
Today · 4.125%
HK$40,849
baseline
▲ 0.50% · 4.625%
HK$43,334
+HK$2,485/mo
Deposit HK$8.43M · loan HK$8.43M · min. income ≈ HK$81,698/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$632,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,762
−HK$2,310/mo
▼ 0.25% · 3.875%
HK$43,909
−HK$1,163/mo
Today · 4.125%
HK$45,072
baseline
▲ 0.50% · 4.625%
HK$47,448
+HK$2,376/mo
Deposit HK$8.43M · loan HK$8.43M · min. income ≈ HK$90,144/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$632,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,126
−HK$2,892/mo
▼ 0.25% · 3.875%
HK$47,561
−HK$1,457/mo
Today · 4.125%
HK$49,018
baseline
▲ 0.50% · 4.625%
HK$52,001
+HK$2,983/mo
Deposit HK$6.74M · loan HK$10.11M · min. income ≈ HK$98,036/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$632,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,315
−HK$2,772/mo
▼ 0.25% · 3.875%
HK$52,691
−HK$1,396/mo
Today · 4.125%
HK$54,087
baseline
▲ 0.50% · 4.625%
HK$56,938
+HK$2,851/mo
Deposit HK$6.74M · loan HK$10.11M · min. income ≈ HK$108,174/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$632,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,813
−HK$3,375/mo
▼ 0.25% · 3.875%
HK$55,487
−HK$1,701/mo
Today · 4.125%
HK$57,188
baseline
▲ 0.50% · 4.625%
HK$60,668
+HK$3,480/mo
Deposit HK$5.06M · loan HK$11.80M · min. income ≈ HK$114,376/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$632,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,867
−HK$3,234/mo
▼ 0.25% · 3.875%
HK$61,473
−HK$1,628/mo
Today · 4.125%
HK$63,101
baseline
▲ 0.50% · 4.625%
HK$66,428
+HK$3,327/mo
Deposit HK$5.06M · loan HK$11.80M · min. income ≈ HK$126,202/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$632,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,189
−HK$4,339/mo
▼ 0.25% · 3.875%
HK$71,341
−HK$2,187/mo
Today · 4.125%
HK$73,528
baseline
▲ 0.50% · 4.625%
HK$78,001
+HK$4,473/mo
Deposit HK$1.69M · loan HK$15.17M · min. income ≈ HK$147,056/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,972
−HK$4,158/mo
▼ 0.25% · 3.875%
HK$79,036
−HK$2,094/mo
Today · 4.125%
HK$81,130
baseline
▲ 0.50% · 4.625%
HK$85,407
+HK$4,277/mo
Deposit HK$1.69M · loan HK$15.17M · min. income ≈ HK$162,260/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,137 · Scale 2, in force from 26 Feb 2026)