LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,441
−HK$2,411/mo
▼ 0.25% · 3.875%
HK$39,637
−HK$1,215/mo
Today · 4.125%
HK$40,852
baseline
▲ 0.50% · 4.625%
HK$43,337
+HK$2,485/mo
Deposit HK$8.43M · loan HK$8.43M · min. income ≈ HK$81,704/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$632,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,765
−HK$2,311/mo
▼ 0.25% · 3.875%
HK$43,912
−HK$1,164/mo
Today · 4.125%
HK$45,076
baseline
▲ 0.50% · 4.625%
HK$47,452
+HK$2,376/mo
Deposit HK$8.43M · loan HK$8.43M · min. income ≈ HK$90,152/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$632,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,129
−HK$2,893/mo
▼ 0.25% · 3.875%
HK$47,564
−HK$1,458/mo
Today · 4.125%
HK$49,022
baseline
▲ 0.50% · 4.625%
HK$52,005
+HK$2,983/mo
Deposit HK$6.74M · loan HK$10.11M · min. income ≈ HK$98,044/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$632,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,318
−HK$2,773/mo
▼ 0.25% · 3.875%
HK$52,695
−HK$1,396/mo
Today · 4.125%
HK$54,091
baseline
▲ 0.50% · 4.625%
HK$56,942
+HK$2,851/mo
Deposit HK$6.74M · loan HK$10.11M · min. income ≈ HK$108,182/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$632,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,818
−HK$3,374/mo
▼ 0.25% · 3.875%
HK$55,492
−HK$1,700/mo
Today · 4.125%
HK$57,192
baseline
▲ 0.50% · 4.625%
HK$60,672
+HK$3,480/mo
Deposit HK$5.06M · loan HK$11.80M · min. income ≈ HK$114,384/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$632,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,872
−HK$3,234/mo
▼ 0.25% · 3.875%
HK$61,477
−HK$1,629/mo
Today · 4.125%
HK$63,106
baseline
▲ 0.50% · 4.625%
HK$66,433
+HK$3,327/mo
Deposit HK$5.06M · loan HK$11.80M · min. income ≈ HK$126,212/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$632,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,194
−HK$4,339/mo
▼ 0.25% · 3.875%
HK$71,346
−HK$2,187/mo
Today · 4.125%
HK$73,533
baseline
▲ 0.50% · 4.625%
HK$78,007
+HK$4,474/mo
Deposit HK$1.69M · loan HK$15.17M · min. income ≈ HK$147,066/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,978
−HK$4,159/mo
▼ 0.25% · 3.875%
HK$79,042
−HK$2,095/mo
Today · 4.125%
HK$81,137
baseline
▲ 0.50% · 4.625%
HK$85,413
+HK$4,276/mo
Deposit HK$1.69M · loan HK$15.17M · min. income ≈ HK$162,274/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,185 · Scale 2, in force from 26 Feb 2026)