LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,442
−HK$2,411/mo
▼ 0.25% · 3.875%
HK$39,638
−HK$1,215/mo
Today · 4.125%
HK$40,853
baseline
▲ 0.50% · 4.625%
HK$43,339
+HK$2,486/mo
Deposit HK$8.43M · loan HK$8.43M · min. income ≈ HK$81,706/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$632,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,767
−HK$2,310/mo
▼ 0.25% · 3.875%
HK$43,914
−HK$1,163/mo
Today · 4.125%
HK$45,077
baseline
▲ 0.50% · 4.625%
HK$47,453
+HK$2,376/mo
Deposit HK$8.43M · loan HK$8.43M · min. income ≈ HK$90,154/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$632,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,131
−HK$2,892/mo
▼ 0.25% · 3.875%
HK$47,566
−HK$1,457/mo
Today · 4.125%
HK$49,023
baseline
▲ 0.50% · 4.625%
HK$52,006
+HK$2,983/mo
Deposit HK$6.74M · loan HK$10.12M · min. income ≈ HK$98,046/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$632,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,320
−HK$2,773/mo
▼ 0.25% · 3.875%
HK$52,696
−HK$1,397/mo
Today · 4.125%
HK$54,093
baseline
▲ 0.50% · 4.625%
HK$56,944
+HK$2,851/mo
Deposit HK$6.74M · loan HK$10.12M · min. income ≈ HK$108,186/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$632,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,819
−HK$3,375/mo
▼ 0.25% · 3.875%
HK$55,493
−HK$1,701/mo
Today · 4.125%
HK$57,194
baseline
▲ 0.50% · 4.625%
HK$60,674
+HK$3,480/mo
Deposit HK$5.06M · loan HK$11.80M · min. income ≈ HK$114,388/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$632,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,873
−HK$3,235/mo
▼ 0.25% · 3.875%
HK$61,479
−HK$1,629/mo
Today · 4.125%
HK$63,108
baseline
▲ 0.50% · 4.625%
HK$66,434
+HK$3,326/mo
Deposit HK$5.06M · loan HK$11.80M · min. income ≈ HK$126,216/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$632,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,196
−HK$4,339/mo
▼ 0.25% · 3.875%
HK$71,348
−HK$2,187/mo
Today · 4.125%
HK$73,535
baseline
▲ 0.50% · 4.625%
HK$78,010
+HK$4,475/mo
Deposit HK$1.69M · loan HK$15.17M · min. income ≈ HK$147,070/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,980
−HK$4,159/mo
▼ 0.25% · 3.875%
HK$79,044
−HK$2,095/mo
Today · 4.125%
HK$81,139
baseline
▲ 0.50% · 4.625%
HK$85,416
+HK$4,277/mo
Deposit HK$1.69M · loan HK$15.17M · min. income ≈ HK$162,278/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,202 · Scale 2, in force from 26 Feb 2026)