LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,443
−HK$2,411/mo
▼ 0.25% · 3.875%
HK$39,639
−HK$1,215/mo
Today · 4.125%
HK$40,854
baseline
▲ 0.50% · 4.625%
HK$43,340
+HK$2,486/mo
Deposit HK$8.43M · loan HK$8.43M · min. income ≈ HK$81,708/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$632,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,768
−HK$2,310/mo
▼ 0.25% · 3.875%
HK$43,915
−HK$1,163/mo
Today · 4.125%
HK$45,078
baseline
▲ 0.50% · 4.625%
HK$47,454
+HK$2,376/mo
Deposit HK$8.43M · loan HK$8.43M · min. income ≈ HK$90,156/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$632,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,132
−HK$2,893/mo
▼ 0.25% · 3.875%
HK$47,567
−HK$1,458/mo
Today · 4.125%
HK$49,025
baseline
▲ 0.50% · 4.625%
HK$52,008
+HK$2,983/mo
Deposit HK$6.74M · loan HK$10.12M · min. income ≈ HK$98,050/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$632,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,321
−HK$2,773/mo
▼ 0.25% · 3.875%
HK$52,698
−HK$1,396/mo
Today · 4.125%
HK$54,094
baseline
▲ 0.50% · 4.625%
HK$56,945
+HK$2,851/mo
Deposit HK$6.74M · loan HK$10.12M · min. income ≈ HK$108,188/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$632,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,821
−HK$3,375/mo
▼ 0.25% · 3.875%
HK$55,495
−HK$1,701/mo
Today · 4.125%
HK$57,196
baseline
▲ 0.50% · 4.625%
HK$60,676
+HK$3,480/mo
Deposit HK$5.06M · loan HK$11.80M · min. income ≈ HK$114,392/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$632,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,875
−HK$3,235/mo
▼ 0.25% · 3.875%
HK$61,481
−HK$1,629/mo
Today · 4.125%
HK$63,110
baseline
▲ 0.50% · 4.625%
HK$66,436
+HK$3,326/mo
Deposit HK$5.06M · loan HK$11.80M · min. income ≈ HK$126,220/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$632,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,198
−HK$4,339/mo
▼ 0.25% · 3.875%
HK$71,350
−HK$2,187/mo
Today · 4.125%
HK$73,537
baseline
▲ 0.50% · 4.625%
HK$78,012
+HK$4,475/mo
Deposit HK$1.69M · loan HK$15.17M · min. income ≈ HK$147,074/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,982
−HK$4,159/mo
▼ 0.25% · 3.875%
HK$79,046
−HK$2,095/mo
Today · 4.125%
HK$81,141
baseline
▲ 0.50% · 4.625%
HK$85,418
+HK$4,277/mo
Deposit HK$1.69M · loan HK$15.17M · min. income ≈ HK$162,282/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,219 · Scale 2, in force from 26 Feb 2026)