LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,444
−HK$2,411/mo
▼ 0.25% · 3.875%
HK$39,640
−HK$1,215/mo
Today · 4.125%
HK$40,855
baseline
▲ 0.50% · 4.625%
HK$43,341
+HK$2,486/mo
Deposit HK$8.43M · loan HK$8.43M · min. income ≈ HK$81,710/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$632,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,769
−HK$2,310/mo
▼ 0.25% · 3.875%
HK$43,916
−HK$1,163/mo
Today · 4.125%
HK$45,079
baseline
▲ 0.50% · 4.625%
HK$47,456
+HK$2,377/mo
Deposit HK$8.43M · loan HK$8.43M · min. income ≈ HK$90,158/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$632,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,133
−HK$2,893/mo
▼ 0.25% · 3.875%
HK$47,568
−HK$1,458/mo
Today · 4.125%
HK$49,026
baseline
▲ 0.50% · 4.625%
HK$52,009
+HK$2,983/mo
Deposit HK$6.74M · loan HK$10.12M · min. income ≈ HK$98,052/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$632,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,322
−HK$2,773/mo
▼ 0.25% · 3.875%
HK$52,699
−HK$1,396/mo
Today · 4.125%
HK$54,095
baseline
▲ 0.50% · 4.625%
HK$56,947
+HK$2,852/mo
Deposit HK$6.74M · loan HK$10.12M · min. income ≈ HK$108,190/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$632,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,822
−HK$3,375/mo
▼ 0.25% · 3.875%
HK$55,496
−HK$1,701/mo
Today · 4.125%
HK$57,197
baseline
▲ 0.50% · 4.625%
HK$60,677
+HK$3,480/mo
Deposit HK$5.06M · loan HK$11.80M · min. income ≈ HK$114,394/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$632,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,876
−HK$3,235/mo
▼ 0.25% · 3.875%
HK$61,482
−HK$1,629/mo
Today · 4.125%
HK$63,111
baseline
▲ 0.50% · 4.625%
HK$66,438
+HK$3,327/mo
Deposit HK$5.06M · loan HK$11.80M · min. income ≈ HK$126,222/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$632,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,199
−HK$4,340/mo
▼ 0.25% · 3.875%
HK$71,352
−HK$2,187/mo
Today · 4.125%
HK$73,539
baseline
▲ 0.50% · 4.625%
HK$78,013
+HK$4,474/mo
Deposit HK$1.69M · loan HK$15.17M · min. income ≈ HK$147,078/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,984
−HK$4,159/mo
▼ 0.25% · 3.875%
HK$79,048
−HK$2,095/mo
Today · 4.125%
HK$81,143
baseline
▲ 0.50% · 4.625%
HK$85,420
+HK$4,277/mo
Deposit HK$1.69M · loan HK$15.17M · min. income ≈ HK$162,286/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,233 · Scale 2, in force from 26 Feb 2026)