LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,444
−HK$2,411/mo
▼ 0.25% · 3.875%
HK$39,640
−HK$1,215/mo
Today · 4.125%
HK$40,855
baseline
▲ 0.50% · 4.625%
HK$43,341
+HK$2,486/mo
Deposit HK$8.43M · loan HK$8.43M · min. income ≈ HK$81,710/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$632,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,769
−HK$2,311/mo
▼ 0.25% · 3.875%
HK$43,916
−HK$1,164/mo
Today · 4.125%
HK$45,080
baseline
▲ 0.50% · 4.625%
HK$47,456
+HK$2,376/mo
Deposit HK$8.43M · loan HK$8.43M · min. income ≈ HK$90,160/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$632,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,133
−HK$2,893/mo
▼ 0.25% · 3.875%
HK$47,568
−HK$1,458/mo
Today · 4.125%
HK$49,026
baseline
▲ 0.50% · 4.625%
HK$52,009
+HK$2,983/mo
Deposit HK$6.74M · loan HK$10.12M · min. income ≈ HK$98,052/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$632,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,323
−HK$2,773/mo
▼ 0.25% · 3.875%
HK$52,699
−HK$1,397/mo
Today · 4.125%
HK$54,096
baseline
▲ 0.50% · 4.625%
HK$56,947
+HK$2,851/mo
Deposit HK$6.74M · loan HK$10.12M · min. income ≈ HK$108,192/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$632,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,822
−HK$3,375/mo
▼ 0.25% · 3.875%
HK$55,496
−HK$1,701/mo
Today · 4.125%
HK$57,197
baseline
▲ 0.50% · 4.625%
HK$60,678
+HK$3,481/mo
Deposit HK$5.06M · loan HK$11.80M · min. income ≈ HK$114,394/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$632,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,877
−HK$3,235/mo
▼ 0.25% · 3.875%
HK$61,483
−HK$1,629/mo
Today · 4.125%
HK$63,112
baseline
▲ 0.50% · 4.625%
HK$66,438
+HK$3,326/mo
Deposit HK$5.06M · loan HK$11.80M · min. income ≈ HK$126,224/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$632,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,200
−HK$4,339/mo
▼ 0.25% · 3.875%
HK$71,353
−HK$2,186/mo
Today · 4.125%
HK$73,539
baseline
▲ 0.50% · 4.625%
HK$78,014
+HK$4,475/mo
Deposit HK$1.69M · loan HK$15.17M · min. income ≈ HK$147,078/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,984
−HK$4,160/mo
▼ 0.25% · 3.875%
HK$79,049
−HK$2,095/mo
Today · 4.125%
HK$81,144
baseline
▲ 0.50% · 4.625%
HK$85,421
+HK$4,277/mo
Deposit HK$1.69M · loan HK$15.17M · min. income ≈ HK$162,288/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,239 · Scale 2, in force from 26 Feb 2026)